Dialysis one evaluation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,280.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,280.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.15 with CorVel Corporation vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $92.15 ↓ -96%
Prime Health WC $94.09 ↓ -96%
Careworks (Rockport Community) WORKERSCOMP $97.00 ↓ -96%
BCBS MCRPPO $109.44 ↓ -95%
BCBS MCRHMO $109.90 ↓ -95%
BCBS SBN $250.81 ↓ -89%
BCBS MBN $250.81 ↓ -89%
BCBS BSL $250.81 ↓ -89%
Oscar HIX $296.41 ↓ -87%
BCBS PPO $339.73 ↓ -85%
BCBS NWB $339.73 ↓ -85%
BCBS HMO $344.30 ↓ -85%
Simply MGMCR $351.14 ↓ -85%
Simply Healthcare HIX $380.78 ↓ -83%
Cigna NBN $396.74 ↓ -83%
Molina Healthcare MGMCR $433.22 ↓ -81%
United OptionsPPO $469.70 ↓ -79%
AvMed HMOFI $547.22 ↓ -76%
Sunshine State Health Plan QHP $581.43 ↓ -74%
BCBS PHS $590.55 ↓ -74%
AvMed ASOEO $638.43 ↓ -72%
Aetna QHP $668.07 ↓ -71%
Aetna ASA $684.03 ↓ -70%
Molina Healthcare HIX $729.63 ↓ -68%
Humana HMO $866.44 ↓ -62%
Humana PPO $866.44 ↓ -62%
Aetna HMO $928.00 ↓ -59%
Aetna PPO $928.00 ↓ -59%
Cigna ManagedCareHMO $946.24 ↓ -59%
Cigna PPO $946.24 ↓ -59%
United GlobalBenefitPlan $1,026.05 ↓ -55%
AvMed HIXOON $1,140.05 ↓ -50%
Plotkin Health COMM $1,140.05 ↓ -50%
Prime Health Sheriff WORKERSCOMP $1,140.05 ↓ -50%
Prime Health Sheriff COMM $1,140.05 ↓ -50%
Naphcare Prison $1,482.07 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $1,482.07 ↓ -35%
Multiplan Primary $1,778.48 ↓ -22%
Evernorth BHCOMM $1,824.08 ↓ -20%
PPO Next COMM $1,938.09 ↓ -15%
Multiplan Complementary $1,938.09 ↓ -15%
PPO Next PPO $1,938.09 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $2,052.09 ↓ -10%
NovaNet COMM $2,052.09 ↓ -10%
Beacon Health Options MCR $2,280.10 ↑ +0%
American Health Plan MCR $15,000.00 ↑ +558%

Visitor-reported prices

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Dialysis one evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,662.17 $413.95 – $727.25
Adventhealth Lake Wales Lake Wales $1,290.24 $435.74 – $967.34
Adventhealth Palm Coast Parkway Palm Coast $1,024.00 $413.95 – $930.69
Adventhealth Tampa Tampa $1,406.82 $435.74 – $967.34
cleveland clinic florida weston hospital Weston $2,387.45 $57.33 – $3,122.05
martin north hospital Stuart $2,387.45 $63.35 – $1,836.50
indian river hospital Vero Beach $2,387.45 $57.33 – $2,938.40
Baptist Hospital MIAMI $2,858.70 $173.17 – $3,958.20

All Florida hospitals for this procedure →