Cytogenetics 25-99 at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.41 with Humana vs $66.11 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $38.41
TriWest Healthcare Alliance FED $41.53
Humana MGMCRPPO $42.38
United AllPayerAppendix $42.38
Humana MGMCRHMO $42.38
United Behavioral Health VACCN $42.38
United VACCN $42.38
NDMS Definitive Care MGMCR $42.38
Veterans Evaluation Services MCR $42.38
Wellmed MGMCR $42.38
United MCR $43.23
BCBS MCRPPO $43.23
BCBS MCRHMO $43.23
Aetna MCR $43.44
WellCare MCR $44.50
Sunshine State MCR $44.50
American Health Plan MCR $44.92
Healthspring of Florida MGMGR $45.35
Florida Complete Care MCR $45.35
Align Senior Care MGMCR $45.35
Gold Kidney of Florida MCR $46.19
Centurion GVT $46.62
Clear Spring Health MCR $46.62
Ultimate Health Plan MCR $48.74
Longevity Health Plan MCR $50.86
Oscar HIX $57.21
Simply Healthcare HIX $66.11
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cytogenetics 25-99 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Palm Coast Parkway Palm Coast $251.85 $40.26 – $90.52
Adventhealth Port Charlotte Port Charlotte $282.70 $42.38 – $77.39
cleveland clinic florida weston hospital Weston $110.50 $21.25 – $72.25
martin north hospital Stuart $110.50 $23.49 – $63.75
indian river hospital Vero Beach $110.50 $19.89 – $78.30
Baptist Hospital MIAMI $594.75 $22.77 – $514.80
Bethesda Hospital East BOYNTON BEACH $594.75 $22.77 – $514.80
Boca Raton Regional Hospital BOCA RATON $130.00 $42.38 – $128.64

All Florida hospitals for this procedure →