Culture typing immunologic at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.69 with Humana vs $778.25 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $4.69
TriWest Healthcare Alliance FED $5.08
United AllPayerAppendix $5.18
Veterans Evaluation Services MCR $5.18
Humana MGMCRHMO $5.18
Humana MGMCRPPO $5.18
NDMS Definitive Care MGMCR $5.18
Wellmed MGMCR $5.18
United Behavioral Health VACCN $5.18
United VACCN $5.18
BCBS MCRHMO $5.28
BCBS MCRPPO $5.28
United MCR $5.28
Aetna MCR $5.31
Sunshine State MCR $5.44
WellCare MCR $5.44
American Health Plan MCR $5.49
Healthspring of Florida MGMGR $5.54
Align Senior Care MGMCR $5.54
Florida Complete Care MCR $5.54
Gold Kidney of Florida MCR $5.65
Clear Spring Health MCR $5.70
Centurion GVT $5.70
Ultimate Health Plan MCR $5.96
Longevity Health Plan MCR $6.22
Oscar HIX $6.99
Simply Healthcare HIX $8.08
CorVel Corporation WORKERSCOMP $42.70
Prime Health WC $43.60
Careworks (Rockport Community) WORKERSCOMP $44.95
Simply MGMCR $119.85
Molina Healthcare MGMCR $147.87
United OptionsPPO $160.32
AvMed HMOFI $186.78
Sunshine State Health Plan QHP $198.45
AvMed ASOEO $217.91
Aetna ASA $233.47
Molina Healthcare HIX $249.04
Humana PPO $295.74
Humana HMO $295.74
United GlobalBenefitPlan $350.21
AvMed HIXOON $389.13
Plotkin Health COMM $389.13
Prime Health Sheriff COMM $389.13
Prime Health Sheriff WORKERSCOMP $389.13
Evolutions Healthcare MANAGEDCAREPPO $505.86
Naphcare Prison $505.86
Multiplan Primary $607.03
Evernorth BHCOMM $622.60
PPO Next PPO $661.51
PPO Next COMM $661.51
Multiplan Complementary $661.51
NovaNet COMM $700.42
Evolutions Healthcare TRADITIONALPPO $700.42
Beacon Health Options MCR $778.25
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Culture typing immunologic at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $406.21 $4.92 – $8.65
Adventhealth Lake Wales Lake Wales $337.42 $5.18 – $11.50
Adventhealth Palm Coast Parkway Palm Coast $92.00 $4.92 – $11.06
Adventhealth Tampa Tampa $79.96 $5.18 – $11.50
AdventHealth New Smyrna Beach New Smyrna Beach $92.00 $4.92 – $11.32
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $164.00 $4.14 – $43.14
Adventhealth Port Charlotte Port Charlotte $38.16 $5.18 – $9.46
cleveland clinic florida weston hospital Weston $36.40 $4.02 – $40.80

All Florida hospitals for this procedure →