CT upper extremity without contrast (both sides) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$245.18 with United vs $12,715.05 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $245.18
CorVel Corporation WORKERSCOMP $1,624.81
Prime Health WC $1,659.02
AvMed HMOFI $1,695.00
Aetna QHP $1,696.00
Careworks (Rockport Community) WORKERSCOMP $1,710.33
AvMed ASOEO $1,863.00
Simply MGMCR $1,958.12
Molina Healthcare MGMCR $2,415.86
Aetna HMO $2,543.00
Aetna PPO $2,543.00
United OptionsPPO $2,619.30
Sunshine State Health Plan QHP $3,242.34
Aetna ASA $3,814.51
Molina Healthcare HIX $4,068.82
United GlobalBenefitPlan $5,721.77
AvMed HIXOON $6,357.52
Prime Health Sheriff WORKERSCOMP $6,357.52
Plotkin Health COMM $6,357.52
Prime Health Sheriff COMM $6,357.52
Naphcare Prison $8,264.78
Evolutions Healthcare MANAGEDCAREPPO $8,264.78
Multiplan Primary $9,917.74
Evernorth BHCOMM $10,172.04
Multiplan Complementary $10,807.79
PPO Next PPO $10,807.79
PPO Next COMM $10,807.79
Evolutions Healthcare TRADITIONALPPO $11,443.55
NovaNet COMM $11,443.55
Beacon Health Options MCR $12,715.05

Visitor-reported prices

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CT upper extremity without contrast (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $3,778.58 $103.72 – $222.10
Adventhealth Lake Wales Lake Wales $7,909.21 $109.17 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $3,471.65 $103.72 – $301.99
Adventhealth Tampa Tampa $6,646.48 $109.17 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $1,675.15 $103.72 – $290.01
Adventhealth Port Charlotte Port Charlotte $5,852.07 $109.17 – $199.35
cleveland clinic florida weston hospital Weston $882.70 $42.48 – $780.30
martin north hospital Stuart $596.70 $38.01 – $459.00

All Florida hospitals for this procedure →