CT Scan of Abdomen and Pelvis (with contrast) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $31,887.30 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27
AvMed HMOFI $1,695.00
Aetna QHP $1,696.00
AvMed ASOEO $1,863.00
Aetna PPO $2,543.00
Aetna HMO $2,543.00
CorVel Corporation WORKERSCOMP $4,579.36
Prime Health WC $4,675.77
Careworks (Rockport Community) WORKERSCOMP $4,820.38
Simply MGMCR $4,910.64
Molina Healthcare MGMCR $6,058.59
United OptionsPPO $6,568.78
Sunshine State Health Plan QHP $8,131.26
Aetna ASA $9,566.19
Molina Healthcare HIX $10,203.94
United GlobalBenefitPlan $14,349.28
Plotkin Health COMM $15,943.65
AvMed HIXOON $15,943.65
Prime Health Sheriff COMM $15,943.65
Prime Health Sheriff WORKERSCOMP $15,943.65
Naphcare Prison $20,726.74
Evolutions Healthcare MANAGEDCAREPPO $20,726.74
Multiplan Primary $24,872.09
Evernorth BHCOMM $25,509.84
Multiplan Complementary $27,104.21
PPO Next PPO $27,104.21
PPO Next COMM $27,104.21
Evolutions Healthcare TRADITIONALPPO $28,698.57
NovaNet COMM $28,698.57
Beacon Health Options MCR $31,887.30

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $8,872.35 $346.11 – $685.11
Adventhealth Lake Wales Lake Wales $20,319.29 $364.32 – $808.79
Adventhealth Palm Coast Parkway Palm Coast $9,387.28 $346.11 – $931.56
Adventhealth Tampa Tampa $14,185.64 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,477.48 $346.11 – $894.59
Adventhealth Port Charlotte Port Charlotte $15,681.43 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,522.65 $74.13 – $2,618.00
martin north hospital Stuart $2,522.65 $66.33 – $1,540.00

All Florida hospitals for this procedure →