Crystal identification light microscopy at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,626.25

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,626.25

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.64 with Humana vs $1,626.25 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $6.64 ↓ -100%
TriWest Healthcare Alliance FED $7.18 ↓ -100%
United AllPayerAppendix $7.33 ↓ -100%
Veterans Evaluation Services MCR $7.33 ↓ -100%
Humana MGMCRHMO $7.33 ↓ -100%
Humana MGMCRPPO $7.33 ↓ -100%
NDMS Definitive Care MGMCR $7.33 ↓ -100%
Wellmed MGMCR $7.33 ↓ -100%
United Behavioral Health VACCN $7.33 ↓ -100%
United VACCN $7.33 ↓ -100%
BCBS MCRHMO $7.48 ↓ -100%
BCBS MCRPPO $7.48 ↓ -100%
United MCR $7.48 ↓ -100%
Aetna MCR $7.51 ↓ -100%
Sunshine State MCR $7.70 ↓ -100%
WellCare MCR $7.70 ↓ -100%
American Health Plan MCR $7.77 ↓ -100%
Healthspring of Florida MGMGR $7.84 ↓ -100%
Align Senior Care MGMCR $7.84 ↓ -100%
Florida Complete Care MCR $7.84 ↓ -100%
Gold Kidney of Florida MCR $7.99 ↓ -100%
Clear Spring Health MCR $8.06 ↓ -100%
Centurion GVT $8.06 ↓ -100%
Ultimate Health Plan MCR $8.43 ↓ -99%
Longevity Health Plan MCR $8.80 ↓ -99%
Oscar HIX $9.90 ↓ -99%
Simply Healthcare HIX $11.43 ↓ -99%
CorVel Corporation WORKERSCOMP $92.21 ↓ -94%
Prime Health WC $94.15 ↓ -94%
Careworks (Rockport Community) WORKERSCOMP $97.06 ↓ -94%
Simply MGMCR $250.44 ↓ -85%
Molina Healthcare MGMCR $308.99 ↓ -81%
United OptionsPPO $335.01 ↓ -79%
AvMed HMOFI $390.30 ↓ -76%
Sunshine State Health Plan QHP $414.69 ↓ -75%
AvMed ASOEO $455.35 ↓ -72%
Aetna ASA $487.88 ↓ -70%
Molina Healthcare HIX $520.40 ↓ -68%
Humana PPO $617.98 ↓ -62%
Humana HMO $617.98 ↓ -62%
United GlobalBenefitPlan $731.81 ↓ -55%
AvMed HIXOON $813.13 ↓ -50%
Plotkin Health COMM $813.13 ↓ -50%
Prime Health Sheriff COMM $813.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $813.13 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $1,057.06 ↓ -35%
Naphcare Prison $1,057.06 ↓ -35%
Multiplan Primary $1,268.47 ↓ -22%
Evernorth BHCOMM $1,301.00 ↓ -20%
PPO Next PPO $1,382.31 ↓ -15%
PPO Next COMM $1,382.31 ↓ -15%
Multiplan Complementary $1,382.31 ↓ -15%
NovaNet COMM $1,463.63 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $1,463.63 ↓ -10%
Beacon Health Options MCR $1,626.25 ↑ +0%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Crystal identification light microscopy at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $217.41 $6.96 – $12.23
Adventhealth Lake Wales Lake Wales $217.41 $7.33 – $16.27
Adventhealth Palm Coast Parkway Palm Coast $220.69 $6.96 – $15.66
Adventhealth Tampa Tampa $148.96 $7.33 – $16.27
AdventHealth New Smyrna Beach New Smyrna Beach $186.35 $6.96 – $16.01
Adventhealth Port Charlotte Port Charlotte $54.16 $7.33 – $13.38
cleveland clinic florida weston hospital Weston $104.00 $2.34 – $160.00
martin north hospital Stuart $104.00 $2.46 – $160.00

All Florida hospitals for this procedure →