Critical care 30-74 minutes at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$240.35 with CorVel Corporation vs $28,747.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $240.35
Prime Health WC $245.41
Careworks (Rockport Community) WORKERSCOMP $253.00
United OptionsPPO $765.04
Molina Healthcare HIX $960.00
Aetna ASA $1,114.14
BCBS BSL $1,346.00
BCBS SBN $1,346.00
BCBS MBN $1,346.00
Sunshine State Health Plan QHP $1,514.00
United GlobalBenefitPlan $1,671.21
BCBS HMO $1,821.00
AvMed HIXOON $1,856.90
Plotkin Health COMM $1,856.90
Prime Health Sheriff COMM $1,856.90
Prime Health Sheriff WORKERSCOMP $1,856.90
BCBS NWB $2,044.00
BCBS PPO $2,044.00
Naphcare Prison $2,413.97
Evolutions Healthcare MANAGEDCAREPPO $2,413.97
Simply Healthcare HIX $2,677.00
Multiplan Primary $2,896.76
PPO Next COMM $3,156.73
Multiplan Complementary $3,156.73
PPO Next PPO $3,156.73
NovaNet COMM $3,342.42
Evolutions Healthcare TRADITIONALPPO $3,342.42
Oscar HIX $3,682.00
Cigna NBN $4,595.00
BCBS PHS $4,756.00
United AllPayerAppendix $5,577.00
AvMed HMOFI $8,168.00
AvMed ASOEO $8,971.00
Cigna PPO $10,991.00
Cigna ManagedCareHMO $10,991.00
Aetna QHP $19,155.00
Aetna HMO $28,747.00
Aetna PPO $28,747.00

Visitor-reported prices

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Critical care 30-74 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $4,730.83 $819.47 – $1,439.69
Adventhealth Lake Wales Lake Wales $7,333.50 $862.60 – $1,914.98
Adventhealth Palm Coast Parkway Palm Coast $4,125.29 $819.47 – $1,842.44
Adventhealth Tampa Tampa $7,182.44 $862.60 – $1,914.98
AdventHealth New Smyrna Beach New Smyrna Beach $5,628.40 $819.47 – $1,884.36
Adventhealth Port Charlotte Port Charlotte $7,982.40 $862.60 – $1,575.12
cleveland clinic florida weston hospital Weston $4,724.20 $104.05 – $6,177.80
martin north hospital Stuart $4,724.20 $166.46 – $3,634.00

All Florida hospitals for this procedure →