CPAP or BiPAP Setup (first day) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

$629.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$629.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.30 with CorVel Corporation vs $629.65 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $51.30 ↓ -92%
Prime Health WC $52.38 ↓ -92%
Careworks (Rockport Community) WORKERSCOMP $54.00 ↓ -91%
BCBS SBN $69.26 ↓ -89%
BCBS BSL $69.26 ↓ -89%
BCBS MBN $69.26 ↓ -89%
Oscar HIX $81.85 ↓ -87%
BCBS PPO $93.82 ↓ -85%
BCBS NWB $93.82 ↓ -85%
BCBS HMO $95.08 ↓ -85%
Simply MGMCR $96.97 ↓ -85%
Simply Healthcare HIX $105.15 ↓ -83%
Cigna NBN $109.56 ↓ -83%
Molina Healthcare MGMCR $119.63 ↓ -81%
United OptionsPPO $129.71 ↓ -79%
AvMed HMOFI $157.41 ↓ -75%
Sunshine State Health Plan QHP $160.56 ↓ -75%
BCBS PHS $163.08 ↓ -74%
Aetna QHP $184.49 ↓ -71%
AvMed ASOEO $188.90 ↓ -70%
Aetna ASA $188.90 ↓ -70%
Molina Healthcare HIX $201.49 ↓ -68%
Aetna HMO $256.27 ↓ -59%
Aetna PPO $256.27 ↓ -59%
Cigna PPO $261.30 ↓ -59%
Cigna ManagedCareHMO $261.30 ↓ -59%
Aetna HMO/PPO $269.49 ↓ -57%
United GlobalBenefitPlan $283.34 ↓ -55%
Prime Health Sheriff WORKERSCOMP $314.82 ↓ -50%
AvMed HIXOON $314.82 ↓ -50%
Plotkin Health COMM $314.82 ↓ -50%
Prime Health Sheriff COMM $314.82 ↓ -50%
Naphcare Prison $409.27 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $409.27 ↓ -35%
Multiplan Primary $491.13 ↓ -22%
Evernorth BHCOMM $503.72 ↓ -20%
Multiplan Complementary $535.20 ↓ -15%
PPO Next PPO $535.20 ↓ -15%
PPO Next COMM $535.20 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $566.68 ↓ -10%
NovaNet COMM $566.68 ↓ -10%
Beacon Health Options MCR $629.65 ↑ +0%

Visitor-reported prices

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CPAP or BiPAP Setup (first day) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $737.26 $217.24 – $381.66
Adventhealth Lake Wales Lake Wales $1,629.08 not published
Adventhealth Palm Coast Parkway Palm Coast $1,351.16 not published
Adventhealth Tampa Tampa $1,785.80 $228.67 – $507.65
AdventHealth New Smyrna Beach New Smyrna Beach $2,071.27 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $915.00 $51.30 – $52.38
Adventhealth Port Charlotte Port Charlotte $2,460.73 $228.67 – $417.56
cleveland clinic florida weston hospital Weston $760.50 $18.25 – $994.50

All Florida hospitals for this procedure →