Compatibility test incubate at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$69.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$69.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$9.04 with Oscar vs $149.16 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Oscar | HIX | $9.04 | ↓ -87% |
| Simply | MGMCR | $10.70 | ↓ -85% |
| Simply Healthcare | HIX | $11.61 | ↓ -83% |
| Molina Healthcare | MGMCR | $13.21 | ↓ -81% |
| United | OptionsPPO | $14.32 | ↓ -79% |
| AvMed | HMOFI | $16.68 | ↓ -76% |
| Sunshine State Health Plan | QHP | $17.72 | ↓ -75% |
| AvMed | ASOEO | $19.46 | ↓ -72% |
| Aetna | ASA | $20.85 | ↓ -70% |
| Molina Healthcare | HIX | $22.24 | ↓ -68% |
| Humana | HMO | $26.41 | ↓ -62% |
| Humana | PPO | $26.41 | ↓ -62% |
| United | GlobalBenefitPlan | $31.27 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $34.75 | ↓ -50% |
| Prime Health Sheriff | COMM | $34.75 | ↓ -50% |
| AvMed | HIXOON | $34.75 | ↓ -50% |
| Plotkin Health | COMM | $34.75 | ↓ -50% |
| Naphcare | Prison | $45.17 | ↓ -35% |
| Evolutions Healthcare | MANAGEDCAREPPO | $45.17 | ↓ -35% |
| CorVel Corporation | WORKERSCOMP | $51.44 | ↓ -26% |
| Prime Health | WC | $52.53 | ↓ -24% |
| Careworks (Rockport Community) | WORKERSCOMP | $54.15 | ↓ -22% |
| Multiplan | Primary | $54.21 | ↓ -22% |
| Evernorth | BHCOMM | $55.60 | ↓ -20% |
| PPO Next | COMM | $59.08 | ↓ -15% |
| Multiplan | Complementary | $59.08 | ↓ -15% |
| PPO Next | PPO | $59.08 | ↓ -15% |
| NovaNet | COMM | $62.55 | ↓ -10% |
| Evolutions Healthcare | TRADITIONALPPO | $62.55 | ↓ -10% |
| Beacon Health Options | MCR | $69.50 | ↑ +0% |
| United | AllPayerAppendix | $149.16 | ↑ +115% |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test incubate at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Port Charlotte | Port Charlotte | $1,101.73 | $177.91 – $324.87 |
| cleveland clinic florida weston hospital | Weston | $251.55 | $46.62 – $195.71 |
| martin north hospital | Stuart | $251.55 | $47.83 – $195.71 |
| indian river hospital | Vero Beach | $120.90 | $39.78 – $195.71 |
| Baptist Hospital | MIAMI | $74.10 | $19.72 – $199.26 |
| Bethesda Hospital East | BOYNTON BEACH | $74.10 | $22.91 – $185.03 |
| Doctors Hospital | CORAL GABLES | $74.10 | $19.95 – $199.26 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $74.10 | $19.84 – $195.71 |