Chromosome analysis 50-100 at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$156.96 with Humana vs $270.15 with Simply Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $156.96 | — |
| TriWest Healthcare Alliance | FED | $169.71 | — |
| Humana | MGMCRPPO | $173.17 | — |
| United | AllPayerAppendix | $173.17 | — |
| Humana | MGMCRHMO | $173.17 | — |
| United Behavioral Health | VACCN | $173.17 | — |
| United | VACCN | $173.17 | — |
| NDMS Definitive Care | MGMCR | $173.17 | — |
| Veterans Evaluation Services | MCR | $173.17 | — |
| Wellmed | MGMCR | $173.17 | — |
| United | MCR | $176.63 | — |
| BCBS | MCRPPO | $176.63 | — |
| BCBS | MCRHMO | $176.63 | — |
| Aetna | MCR | $177.50 | — |
| WellCare | MCR | $181.83 | — |
| Sunshine State | MCR | $181.83 | — |
| American Health Plan | MCR | $183.56 | — |
| Healthspring of Florida | MGMGR | $185.29 | — |
| Florida Complete Care | MCR | $185.29 | — |
| Align Senior Care | MGMCR | $185.29 | — |
| Gold Kidney of Florida | MCR | $188.76 | — |
| Centurion | GVT | $190.49 | — |
| Clear Spring Health | MCR | $190.49 | — |
| Ultimate Health Plan | MCR | $199.15 | — |
| Longevity Health Plan | MCR | $207.80 | — |
| Oscar | HIX | $233.78 | — |
| Simply Healthcare | HIX | $270.15 | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Chromosome analysis 50-100 at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $1,860.00 | $138.54 – $251.10 |
| HCA FLORIDA LAKE MONROE HOSPITAL | SANFORD | $475.00 | $156.96 – $270.15 |
| HCA FLORIDA ENGLEWOOD HOSPITAL | ENGLEWOOD | $261.00 | $156.96 – $266.68 |
| HCA FLORIDA MERCY HOSPITAL | MIAMI | $4,074.00 | $171.44 – $251.10 |
| HCA FLORIDA NORTH FLORIDA HOSPITAL | NEWBERRY | $1,388.51 | $155.85 – $216.46 |
| HCA FLORIDA PUTNAM HOSPITAL | Palatka | $1,400.25 | $156.96 – $216.46 |
| AdventHealth Orlando | Orlando | $919.00 | $173.17 – $458.90 |
| HCA FLORIDA POINCIANA HOSPITAL | DAVENPORT | $697.80 | $156.96 – $270.15 |