Chromogenic substrate assay at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$165.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$165.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.78 with Humana vs $165.00 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $10.78 | ↓ -93% |
| TriWest Healthcare Alliance | FED | $11.65 | ↓ -93% |
| United | AllPayerAppendix | $11.89 | ↓ -93% |
| Veterans Evaluation Services | MCR | $11.89 | ↓ -93% |
| Humana | MGMCRHMO | $11.89 | ↓ -93% |
| Humana | MGMCRPPO | $11.89 | ↓ -93% |
| NDMS Definitive Care | MGMCR | $11.89 | ↓ -93% |
| Wellmed | MGMCR | $11.89 | ↓ -93% |
| United Behavioral Health | VACCN | $11.89 | ↓ -93% |
| United | VACCN | $11.89 | ↓ -93% |
| BCBS | MCRHMO | $12.13 | ↓ -93% |
| BCBS | MCRPPO | $12.13 | ↓ -93% |
| United | MCR | $12.13 | ↓ -93% |
| Aetna | MCR | $12.19 | ↓ -93% |
| Sunshine State | MCR | $12.48 | ↓ -92% |
| WellCare | MCR | $12.48 | ↓ -92% |
| American Health Plan | MCR | $12.60 | ↓ -92% |
| Healthspring of Florida | MGMGR | $12.72 | ↓ -92% |
| Align Senior Care | MGMCR | $12.72 | ↓ -92% |
| Florida Complete Care | MCR | $12.72 | ↓ -92% |
| Gold Kidney of Florida | MCR | $12.96 | ↓ -92% |
| Clear Spring Health | MCR | $13.08 | ↓ -92% |
| Centurion | GVT | $13.08 | ↓ -92% |
| Ultimate Health Plan | MCR | $13.67 | ↓ -92% |
| Longevity Health Plan | MCR | $14.27 | ↓ -91% |
| Oscar | HIX | $16.05 | ↓ -90% |
| Simply Healthcare | HIX | $18.55 | ↓ -89% |
| Simply | MGMCR | $25.41 | ↓ -85% |
| Molina Healthcare | MGMCR | $31.35 | ↓ -81% |
| United | OptionsPPO | $33.99 | ↓ -79% |
| AvMed | HMOFI | $39.60 | ↓ -76% |
| CorVel Corporation | WORKERSCOMP | $39.80 | ↓ -76% |
| Prime Health | WC | $40.63 | ↓ -75% |
| Careworks (Rockport Community) | WORKERSCOMP | $41.89 | ↓ -75% |
| Sunshine State Health Plan | QHP | $42.08 | ↓ -74% |
| AvMed | ASOEO | $46.20 | ↓ -72% |
| Aetna | ASA | $49.50 | ↓ -70% |
| Molina Healthcare | HIX | $52.80 | ↓ -68% |
| Humana | PPO | $62.70 | ↓ -62% |
| Humana | HMO | $62.70 | ↓ -62% |
| United | GlobalBenefitPlan | $74.25 | ↓ -55% |
| AvMed | HIXOON | $82.50 | ↓ -50% |
| Plotkin Health | COMM | $82.50 | ↓ -50% |
| Prime Health Sheriff | COMM | $82.50 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $82.50 | ↓ -50% |
| Evolutions Healthcare | MANAGEDCAREPPO | $107.25 | ↓ -35% |
| Naphcare | Prison | $107.25 | ↓ -35% |
| Multiplan | Primary | $128.70 | ↓ -22% |
| Evernorth | BHCOMM | $132.00 | ↓ -20% |
| PPO Next | PPO | $140.25 | ↓ -15% |
| PPO Next | COMM | $140.25 | ↓ -15% |
| Multiplan | Complementary | $140.25 | ↓ -15% |
| NovaNet | COMM | $148.50 | ↓ -10% |
| Evolutions Healthcare | TRADITIONALPPO | $148.50 | ↓ -10% |
| Beacon Health Options | MCR | $165.00 | ↑ +0% |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Chromogenic substrate assay at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $153.16 | $11.30 – $19.84 |
| Adventhealth Palm Coast Parkway | Palm Coast | $154.69 | $11.30 – $25.40 |
| Boca Raton Regional Hospital | BOCA RATON | $178.10 | $11.89 – $94.03 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $196.20 | $10.78 – $40.81 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $56.00 | $11.89 – $44.60 |
| Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) | Joe | $56.00 | $11.89 – $44.60 |
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $56.00 | $11.89 – $44.60 |
| HCA FLORIDA CITRUS HOSPITAL | Inverness | $247.50 | $10.78 – $37.97 |