Cholesterol body fluid at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.05 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $1.05
BCBS MCRHMO $1.05
Aetna MCR $1.50
Oscar HIX $2.83
Simply MGMCR $3.36
Simply Healthcare HIX $3.64
Molina Healthcare MGMCR $4.14
United OptionsPPO $4.49
AvMed HMOFI $5.23
Sunshine State Health Plan QHP $5.56
AvMed ASOEO $6.10
Aetna ASA $6.54
Molina Healthcare HIX $6.98
Humana HMO $8.28
Humana PPO $8.28
United GlobalBenefitPlan $9.81
Prime Health Sheriff WORKERSCOMP $10.90
Prime Health Sheriff COMM $10.90
AvMed HIXOON $10.90
Plotkin Health COMM $10.90
Evolutions Healthcare MANAGEDCAREPPO $14.17
Naphcare Prison $14.17
Multiplan Primary $17.00
Evernorth BHCOMM $17.44
PPO Next COMM $18.53
Multiplan Complementary $18.53
PPO Next PPO $18.53
NovaNet COMM $19.62
Evolutions Healthcare TRADITIONALPPO $19.62
Beacon Health Options MCR $21.80
CorVel Corporation WORKERSCOMP $298.95
Prime Health WC $305.24
Careworks (Rockport Community) WORKERSCOMP $314.68
American Health Plan MCR $15,000.00
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Cholesterol body fluid at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $110.74 not published
Adventhealth Palm Coast Parkway Palm Coast $151.03 not published
Adventhealth Tampa Tampa $550.21 not published
AdventHealth New Smyrna Beach New Smyrna Beach $94.92 not published
Adventhealth Port Charlotte Port Charlotte $18.92 not published
indian river hospital Vero Beach $187.20 $5.78 – $47.20
Baptist Hospital MIAMI $297.70 $4.15 – $21.60
Bethesda Hospital East BOYNTON BEACH $297.70 $4.82 – $24.00

All Florida hospitals for this procedure →