Cell function assay w/stim at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$146.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.60 with Simply vs $211.94 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $22.60 ↓ -85%
Molina Healthcare MGMCR $27.88 ↓ -81%
United OptionsPPO $30.23 ↓ -79%
AvMed HMOFI $35.22 ↓ -76%
Sunshine State Health Plan QHP $37.42 ↓ -75%
AvMed ASOEO $41.09 ↓ -72%
Aetna ASA $44.02 ↓ -70%
Molina Healthcare HIX $46.96 ↓ -68%
Humana HMO $55.77 ↓ -62%
Humana PPO $55.77 ↓ -62%
United GlobalBenefitPlan $66.04 ↓ -55%
Prime Health Sheriff WORKERSCOMP $73.38 ↓ -50%
Plotkin Health COMM $73.38 ↓ -50%
AvMed HIXOON $73.38 ↓ -50%
Prime Health Sheriff COMM $73.38 ↓ -50%
CorVel Corporation WORKERSCOMP $87.35 ↓ -40%
Prime Health WC $89.19 ↓ -39%
Careworks (Rockport Community) WORKERSCOMP $91.95 ↓ -37%
Evolutions Healthcare MANAGEDCAREPPO $95.39 ↓ -35%
Naphcare Prison $95.39 ↓ -35%
Multiplan Primary $114.47 ↓ -22%
Evernorth BHCOMM $117.40 ↓ -20%
Humana TRICARE $123.14 ↓ -16%
PPO Next PPO $124.74 ↓ -15%
Multiplan Complementary $124.74 ↓ -15%
PPO Next COMM $124.74 ↓ -15%
NovaNet COMM $132.07 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $132.07 ↓ -10%
TriWest Healthcare Alliance FED $133.14 ↓ -9%
United Behavioral Health VACCN $135.86 ↓ -7%
Humana MGMCRHMO $135.86 ↓ -7%
Humana MGMCRPPO $135.86 ↓ -7%
United VACCN $135.86 ↓ -7%
United AllPayerAppendix $135.86 ↓ -7%
NDMS Definitive Care MGMCR $135.86 ↓ -7%
Veterans Evaluation Services MCR $135.86 ↓ -7%
Wellmed MGMCR $135.86 ↓ -7%
BCBS MCRHMO $138.58 ↓ -6%
United MCR $138.58 ↓ -6%
BCBS MCRPPO $138.58 ↓ -6%
Aetna MCR $139.26 ↓ -5%
WellCare MCR $142.65 ↓ -3%
Sunshine State MCR $142.65 ↓ -3%
American Health Plan MCR $144.01 ↓ -2%
Align Senior Care MGMCR $145.37 ↓ -1%
Healthspring of Florida MGMGR $145.37 ↓ -1%
Florida Complete Care MCR $145.37 ↓ -1%
Beacon Health Options MCR $146.75 ↑ +0%
Gold Kidney of Florida MCR $148.09 ↑ +1%
Centurion GVT $149.45 ↑ +2%
Clear Spring Health MCR $149.45 ↑ +2%
Ultimate Health Plan MCR $156.24 ↑ +6%
Longevity Health Plan MCR $163.03 ↑ +11%
Oscar HIX $183.41 ↑ +25%
Simply Healthcare HIX $211.94 ↑ +44%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Cell function assay w/stim at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Palm Coast Parkway Palm Coast $398.20 $129.07 – $290.18
Adventhealth Tampa Tampa $2,097.00 $135.86 – $301.61
AdventHealth New Smyrna Beach New Smyrna Beach $301.84 $129.07 – $296.79
Adventhealth Port Charlotte Port Charlotte $475.51 $135.86 – $248.08
cleveland clinic florida weston hospital Weston $572.65 $19.47 – $206.00
martin north hospital Stuart $572.65 $20.49 – $200.18
indian river hospital Vero Beach $572.65 $19.47 – $206.00
Boca Raton Regional Hospital BOCA RATON $566.80 $32.76 – $94.64

All Florida hospitals for this procedure →