Catheterization collection of specimen single patient all places of service at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with United vs $250.45 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $3.00
Humana TRICARE $8.82
TriWest Healthcare Alliance FED $9.15
Humana MGMCRPPO $9.34
NDMS Definitive Care MGMCR $9.34
Veterans Evaluation Services MCR $9.34
Wellmed MGMCR $9.34
United Behavioral Health VACCN $9.34
United VACCN $9.34
Humana MGMCRHMO $9.34
BCBS MCRPPO $9.53
United MCR $9.53
BCBS MCRHMO $9.53
Aetna MCR $9.57
WellCare MCR $9.81
Sunshine State MCR $9.81
American Health Plan MCR $9.90
Align Senior Care MGMCR $9.99
Florida Complete Care MCR $9.99
Healthspring of Florida MGMGR $9.99
Gold Kidney of Florida MCR $10.18
Centurion GVT $10.27
Clear Spring Health MCR $10.27
Ultimate Health Plan MCR $10.74
Longevity Health Plan MCR $11.21
Oscar HIX $12.61
Simply Healthcare HIX $14.57
Simply MGMCR $38.57
Molina Healthcare MGMCR $47.59
United OptionsPPO $51.59
AvMed HMOFI $60.11
Sunshine State Health Plan QHP $63.86
AvMed ASOEO $70.13
Aetna QHP $73.38
Aetna ASA $75.14
Molina Healthcare HIX $80.14
Humana HMO $95.17
Humana PPO $95.17
Aetna HMO $101.93
Aetna PPO $101.93
United GlobalBenefitPlan $112.70
Plotkin Health COMM $125.22
Prime Health Sheriff WORKERSCOMP $125.22
AvMed HIXOON $125.22
Prime Health Sheriff COMM $125.22
Naphcare Prison $162.79
Evolutions Healthcare MANAGEDCAREPPO $162.79
Multiplan Primary $195.35
Evernorth BHCOMM $200.36
Multiplan Complementary $212.88
PPO Next PPO $212.88
PPO Next COMM $212.88
Evolutions Healthcare TRADITIONALPPO $225.41
NovaNet COMM $225.41
Beacon Health Options MCR $250.45

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Catheterization collection of specimen single patient all places of service at other Florida hospitals

All Florida hospitals for this procedure →