Card MRI veloc flow mapping at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$108.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$108.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.18 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $5.18 ↓ -95%
BCBS MCRHMO $5.21 ↓ -95%
Aetna MCR $7.45 ↓ -93%
Simply MGMCR $16.63 ↓ -85%
Molina Healthcare MGMCR $20.52 ↓ -81%
United OptionsPPO $22.25 ↓ -79%
Sunshine State Health Plan QHP $27.54 ↓ -75%
Aetna ASA $32.40 ↓ -70%
Molina Healthcare HIX $34.56 ↓ -68%
United GlobalBenefitPlan $48.60 ↓ -55%
Plotkin Health COMM $54.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $54.00 ↓ -50%
Prime Health Sheriff COMM $54.00 ↓ -50%
AvMed HIXOON $54.00 ↓ -50%
Naphcare Prison $70.20 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $70.20 ↓ -35%
Multiplan Primary $84.24 ↓ -22%
Evernorth BHCOMM $86.40 ↓ -20%
PPO Next COMM $91.80 ↓ -15%
Multiplan Complementary $91.80 ↓ -15%
PPO Next PPO $91.80 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $97.20 ↓ -10%
NovaNet COMM $97.20 ↓ -10%
Beacon Health Options MCR $108.00 ↑ +0%
CorVel Corporation WORKERSCOMP $1,880.08 ↑ +1641%
Prime Health WC $1,919.66 ↑ +1677%
Careworks (Rockport Community) WORKERSCOMP $1,979.03 ↑ +1732%
AvMed HMOFI $3,110.00 ↑ +2780%
Aetna QHP $3,399.00 ↑ +3047%
AvMed ASOEO $3,418.00 ↑ +3065%
Aetna HMO $5,100.00 ↑ +4622%
Aetna PPO $5,100.00 ↑ +4622%
American Health Plan MCR $15,000.00 ↑ +13789%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Card MRI veloc flow mapping at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $3,447.00 $946.00 – $1,899.00
cleveland clinic florida weston hospital Weston $531.70 $10.08 – $612.00
martin north hospital Stuart $460.20 $9.02 – $386.00
indian river hospital Vero Beach $460.20 $10.79 – $616.00
Baptist Hospital MIAMI $672.10 $151.97 – $930.60
Bethesda Hospital East BOYNTON BEACH $672.10 $151.97 – $1,034.00
Boca Raton Regional Hospital BOCA RATON $601.90 $333.36 – $926.00
Doctors Hospital CORAL GABLES $672.10 $147.32 – $930.60

All Florida hospitals for this procedure →