Bundled special stain group 1 microorganisms at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.47 with Oscar vs $257.45 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $33.47
Simply MGMCR $39.65
Simply Healthcare HIX $42.99
Molina Healthcare MGMCR $48.92
United AllPayerAppendix $49.76
United OptionsPPO $53.03
AvMed HMOFI $61.79
Sunshine State Health Plan QHP $65.65
AvMed ASOEO $72.09
Aetna ASA $77.23
Molina Healthcare HIX $82.38
Humana HMO $97.83
Humana PPO $97.83
United GlobalBenefitPlan $115.85
Prime Health Sheriff WORKERSCOMP $128.72
Plotkin Health COMM $128.72
Prime Health Sheriff COMM $128.72
AvMed HIXOON $128.72
Naphcare Prison $167.34
Evolutions Healthcare MANAGEDCAREPPO $167.34
CorVel Corporation WORKERSCOMP $167.91
Prime Health WC $171.45
Careworks (Rockport Community) WORKERSCOMP $176.75
Multiplan Primary $200.81
Evernorth BHCOMM $205.96
Multiplan Complementary $218.83
PPO Next COMM $218.83
PPO Next PPO $218.83
NovaNet COMM $231.71
Evolutions Healthcare TRADITIONALPPO $231.71
Beacon Health Options MCR $257.45
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
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Bundled special stain group 1 microorganisms at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $272.50 $51.70 – $90.82
Adventhealth Lake Wales Lake Wales $176.24 $54.42 – $120.81
Adventhealth Palm Coast Parkway Palm Coast $176.24 $51.70 – $116.23
Adventhealth Tampa Tampa $612.08 $54.42 – $120.81
AdventHealth New Smyrna Beach New Smyrna Beach $194.19 $51.70 – $118.88
Adventhealth Port Charlotte Port Charlotte $244.97 $54.42 – $99.37
cleveland clinic florida weston hospital Weston $151.45 $15.52 – $233.00
martin north hospital Stuart $151.45 $20.76 – $233.00

All Florida hospitals for this procedure →