Blood smear interpretation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.30 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $6.30
BCBS MCRHMO $6.33
Aetna MCR $9.06
BCBS BSL $14.44
BCBS SBN $14.44
BCBS MBN $14.44
Oscar HIX $17.07
BCBS NWB $19.56
BCBS PPO $19.56
BCBS HMO $19.83
Simply MGMCR $20.22
Simply Healthcare HIX $21.93
Cigna NBN $22.85
United AllPayerAppendix $24.77
Molina Healthcare MGMCR $24.95
United OptionsPPO $27.05
AvMed HMOFI $31.51
Sunshine State Health Plan QHP $33.48
BCBS PHS $34.01
AvMed ASOEO $36.76
Aetna ASA $39.39
Molina Healthcare HIX $42.02
CorVel Corporation WORKERSCOMP $47.56
Prime Health WC $48.56
Humana HMO $49.89
Humana PPO $49.89
Careworks (Rockport Community) WORKERSCOMP $50.06
Cigna ManagedCareHMO $54.49
Cigna PPO $54.49
United GlobalBenefitPlan $59.09
Prime Health Sheriff WORKERSCOMP $65.65
AvMed HIXOON $65.65
Plotkin Health COMM $65.65
Prime Health Sheriff COMM $65.65
Naphcare Prison $85.34
Evolutions Healthcare MANAGEDCAREPPO $85.34
Multiplan Primary $102.41
Evernorth BHCOMM $105.04
Multiplan Complementary $111.61
PPO Next COMM $111.61
PPO Next PPO $111.61
Evolutions Healthcare TRADITIONALPPO $118.17
NovaNet COMM $118.17
Beacon Health Options MCR $131.30
American Health Plan MCR $15,000.00
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Blood smear interpretation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $161.18 not published
Adventhealth Lake Wales Lake Wales $448.93 not published
Adventhealth Palm Coast Parkway Palm Coast $173.58 not published
Adventhealth Tampa Tampa $141.00 not published
AdventHealth New Smyrna Beach New Smyrna Beach $131.58 not published
cleveland clinic florida weston hospital Weston $126.10 $2.81 – $194.00
martin north hospital Stuart $126.10 $2.96 – $194.00
indian river hospital Vero Beach $126.10 $2.81 – $194.00

All Florida hospitals for this procedure →