Apply of finger splint 29131 at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,114.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,114.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$144.92 with Oscar vs $12,500.00 with Ultimate Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $144.92 ↓ -87%
Simply Healthcare HIX $186.16 ↓ -83%
Cigna NBN $193.97 ↓ -83%
United OptionsPPO $229.64 ↓ -79%
Sunshine State Health Plan QHP $284.26 ↓ -75%
Aetna QHP $326.62 ↓ -71%
Aetna ASA $334.43 ↓ -70%
Molina Healthcare HIX $356.72 ↓ -68%
Humana HMO $423.61 ↓ -62%
Humana PPO $423.61 ↓ -62%
Aetna PPO $453.70 ↓ -59%
Aetna HMO $453.70 ↓ -59%
Cigna PPO $462.62 ↓ -59%
Cigna ManagedCareHMO $462.62 ↓ -59%
United GlobalBenefitPlan $501.64 ↓ -55%
Prime Health Sheriff COMM $557.38 ↓ -50%
Plotkin Health COMM $557.38 ↓ -50%
AvMed HIXOON $557.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $557.38 ↓ -50%
Naphcare Prison $724.59 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $724.59 ↓ -35%
CorVel Corporation WORKERSCOMP $830.85 ↓ -25%
Prime Health WC $848.34 ↓ -24%
Multiplan Primary $869.50 ↓ -22%
Careworks (Rockport Community) WORKERSCOMP $874.58 ↓ -22%
Evernorth BHCOMM $891.80 ↓ -20%
Multiplan Complementary $947.54 ↓ -15%
PPO Next COMM $947.54 ↓ -15%
PPO Next PPO $947.54 ↓ -15%
NovaNet COMM $1,003.27 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $1,003.27 ↓ -10%
Beacon Health Options MCR $1,114.75 ↑ +0%
BCBS SBN $1,285.00 ↑ +15%
BCBS BSL $1,285.00 ↑ +15%
BCBS MBN $1,285.00 ↑ +15%
BCBS PHS $1,676.00 ↑ +50%
BCBS PPO $1,782.00 ↑ +60%
BCBS NWB $1,782.00 ↑ +60%
BCBS HMO $1,790.00 ↑ +61%
Simply MGMCR $2,250.00 ↑ +102%
Molina Healthcare MGMCR $3,950.00 ↑ +254%
United AllPayerAppendix $4,456.00 ↑ +300%
AvMed HMOFI $8,168.00 ↑ +633%
AvMed ASOEO $8,971.00 ↑ +705%
Ultimate Health Plan MCR $12,500.00 ↑ +1021%

Visitor-reported prices

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Apply of finger splint 29131 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $134.89 $58.52 – $102.82
Adventhealth Port Charlotte Port Charlotte $248.20 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $221.65 $16.61 – $289.85
martin north hospital Stuart $221.65 $26.23 – $181.50
indian river hospital Vero Beach $221.65 $16.61 – $272.80
Baptist Hospital MIAMI $365.30 $47.04 – $252.90
Boca Raton Regional Hospital BOCA RATON $235.95 $60.50 – $250.00
HCA FLORIDA KENDALL HOSPITAL DORAL $880.00 $896.14 – $915.01

All Florida hospitals for this procedure →