Alys cplx sp/pn npgt w/prgrm at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$605.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.55 with BCBS vs $605.00 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS SBN $66.55 ↓ -89%
BCBS BSL $66.55 ↓ -89%
BCBS MBN $66.55 ↓ -89%
CorVel Corporation WORKERSCOMP $74.10 ↓ -88%
Prime Health WC $75.66 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $78.00 ↓ -87%
Oscar HIX $78.65 ↓ -87%
BCBS PPO $90.14 ↓ -85%
BCBS NWB $90.14 ↓ -85%
BCBS HMO $91.36 ↓ -85%
Simply MGMCR $93.17 ↓ -85%
Simply Healthcare HIX $101.03 ↓ -83%
Cigna NBN $105.27 ↓ -83%
Molina Healthcare MGMCR $114.95 ↓ -81%
United OptionsPPO $124.63 ↓ -79%
AvMed HMOFI $145.20 ↓ -76%
Sunshine State Health Plan QHP $154.28 ↓ -74%
BCBS PHS $156.69 ↓ -74%
AvMed ASOEO $169.40 ↓ -72%
Aetna QHP $177.26 ↓ -71%
Aetna ASA $181.50 ↓ -70%
Molina Healthcare HIX $193.60 ↓ -68%
Humana PPO $229.90 ↓ -62%
Humana HMO $229.90 ↓ -62%
Aetna PPO $246.24 ↓ -59%
Aetna HMO $246.24 ↓ -59%
Cigna PPO $251.07 ↓ -59%
Cigna ManagedCareHMO $251.07 ↓ -59%
United GlobalBenefitPlan $272.25 ↓ -55%
Prime Health Sheriff COMM $302.50 ↓ -50%
Plotkin Health COMM $302.50 ↓ -50%
AvMed HIXOON $302.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $302.50 ↓ -50%
Naphcare Prison $393.25 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $393.25 ↓ -35%
Multiplan Primary $471.90 ↓ -22%
Evernorth BHCOMM $484.00 ↓ -20%
Multiplan Complementary $514.25 ↓ -15%
PPO Next PPO $514.25 ↓ -15%
PPO Next COMM $514.25 ↓ -15%
NovaNet COMM $544.50 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $544.50 ↓ -10%
Beacon Health Options MCR $605.00 ↑ +0%

Visitor-reported prices

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Alys cplx sp/pn npgt w/prgrm at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $1,236.88 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $747.00 $74.10 – $75.66
Adventhealth Port Charlotte Port Charlotte $452.63 not published
cleveland clinic florida weston hospital Weston $514.15 $26.93 – $672.35
martin north hospital Stuart $514.15 $37.22 – $395.50
indian river hospital Vero Beach $514.15 $26.93 – $632.80
Baptist Hospital MIAMI $548.60 $87.33 – $759.60
Boca Raton Regional Hospital BOCA RATON $343.85 $97.50 – $529.00

All Florida hospitals for this procedure →