Allograft epieffect 2x3cm-q4186-cost per sq cm at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$10.70 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $10.70
BCBS MCRHMO $10.75
Aetna MCR $15.39
BCBS BSL $24.53
BCBS SBN $24.53
BCBS MBN $24.53
BCBS NWB $33.23
BCBS PPO $33.23
BCBS HMO $33.67
Simply MGMCR $34.34
United OptionsPPO $45.94
BCBS PHS $57.76
Aetna ASA $66.90
Molina Healthcare HIX $71.36
United GlobalBenefitPlan $100.35
Prime Health Sheriff COMM $111.50
Prime Health Sheriff WORKERSCOMP $111.50
Plotkin Health COMM $111.50
AvMed HIXOON $111.50
Evolutions Healthcare MANAGEDCAREPPO $144.95
Naphcare Prison $144.95
Humana TRICARE $153.58
Multiplan Primary $173.94
Evernorth BHCOMM $178.40
PPO Next COMM $189.55
Multiplan Complementary $189.55
PPO Next PPO $189.55
Evolutions Healthcare TRADITIONALPPO $200.70
NovaNet COMM $200.70
Beacon Health Options MCR $223.00
United AllPayerAppendix $336.92
American Health Plan MCR $15,000.00

Visitor-reported prices

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Allograft epieffect 2x3cm-q4186-cost per sq cm at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Lake Wales Lake Wales $1,465.59 not published
Adventhealth Tampa Tampa $1,253.92 not published
AdventHealth New Smyrna Beach New Smyrna Beach $814.22 not published
Adventhealth Port Charlotte Port Charlotte $1,939.65 not published
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $3,035.85 $193.16 – $395.84
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $4,871.52 $237.50 – $503.85
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $4,343.78 $237.50 – $514.77
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $4,668.54 $193.16 – $514.77

All Florida hospitals for this procedure →