After cataract laser surgery at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$481.42 with CorVel Corporation vs $40,673.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $481.42 | — |
| Prime Health | WC | $491.56 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $506.76 | — |
| Molina Healthcare | MGMCR | $1,950.00 | — |
| BCBS | PHS | $2,051.00 | — |
| Simply | MGMCR | $2,250.00 | — |
| BCBS | MBN | $2,345.00 | — |
| BCBS | SBN | $2,345.00 | — |
| BCBS | BSL | $2,345.00 | — |
| Simply Healthcare | HIX | $2,419.00 | — |
| Oscar | HIX | $3,008.00 | — |
| BCBS | HMO | $3,131.00 | — |
| BCBS | PPO | $3,220.00 | — |
| BCBS | NWB | $3,220.00 | — |
| Molina Healthcare | HIX | $3,242.00 | — |
| United | AllPayerAppendix | $6,077.00 | — |
| AvMed | HMOFI | $8,168.00 | — |
| AvMed | ASOEO | $8,971.00 | — |
| Cigna | NBN | $17,004.00 | — |
| Cigna | ManagedCareHMO | $40,673.00 | — |
| Cigna | PPO | $40,673.00 | — |
Visitor-reported prices
Comments
After cataract laser surgery at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $978.25 | $148.60 – $1,128.75 |
| martin north hospital | Stuart | $2,050.75 | $237.61 – $1,577.50 |
| Adventhealth Tampa | Tampa | not published | $537.00 – $1,275.06 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | not published | $476.24 – $486.27 |
| indian river hospital | Vero Beach | not published | $351.76 – $631.79 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | not published | $483.45 – $493.63 |
| HCA FLORIDA JFK HOSPITAL | PALM BEACH GARDENS | not published | $500.04 – $510.57 |
| Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) | Jacksonville | not published | $528.64 – $1,128.87 |