Abdominal MRI (with and without contrast) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$20,154.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,154.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $20,154.35 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27 ↓ -96%
Simply MGMCR $3,103.77 ↓ -85%
AvMed HMOFI $3,110.00 ↓ -85%
Aetna QHP $3,399.00 ↓ -83%
AvMed ASOEO $3,418.00 ↓ -83%
Molina Healthcare MGMCR $3,829.33 ↓ -81%
CorVel Corporation WORKERSCOMP $4,113.46 ↓ -80%
United OptionsPPO $4,151.80 ↓ -79%
Prime Health WC $4,200.06 ↓ -79%
Careworks (Rockport Community) WORKERSCOMP $4,329.96 ↓ -79%
Aetna HMO $5,100.00 ↓ -75%
Aetna PPO $5,100.00 ↓ -75%
Sunshine State Health Plan QHP $5,139.36 ↓ -74%
Aetna ASA $6,046.31 ↓ -70%
Molina Healthcare HIX $6,449.39 ↓ -68%
United GlobalBenefitPlan $9,069.46 ↓ -55%
Prime Health Sheriff WORKERSCOMP $10,077.17 ↓ -50%
Prime Health Sheriff COMM $10,077.17 ↓ -50%
AvMed HIXOON $10,077.17 ↓ -50%
Plotkin Health COMM $10,077.17 ↓ -50%
Naphcare Prison $13,100.33 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $13,100.33 ↓ -35%
Multiplan Primary $15,720.39 ↓ -22%
Evernorth BHCOMM $16,123.48 ↓ -20%
PPO Next COMM $17,131.20 ↓ -15%
PPO Next PPO $17,131.20 ↓ -15%
Multiplan Complementary $17,131.20 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $18,138.91 ↓ -10%
NovaNet COMM $18,138.91 ↓ -10%
Beacon Health Options MCR $20,154.35 ↑ +0%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $7,507.61 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $22,740.00 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $6,800.31 $346.11 – $1,177.02
Adventhealth Tampa Tampa $7,626.60 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $6,482.38 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $11,736.14 $364.32 – $687.95
cleveland clinic florida weston hospital Weston $2,631.20 $93.18 – $2,618.00
martin north hospital Stuart $2,002.00 $83.37 – $1,540.00

All Florida hospitals for this procedure →