Knee MRI (with contrast) at Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.)

1670 St. Vincent's Way, Middleburg, FL · Ascension · · NPI 1457690471

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$622.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,681.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$336.35 with CIGNA HMO NEW BUSINESS vs $1,784.36 with OCCUNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA HMO NEW BUSINESS 1698_CIGNA HMO NEW BUSINESS 20250701 $336.35 ↓ -46%
CIGNA PPO 1695_CIGNA PPO 20250701 $622.25 ↑ +0%
CIGNA HMO 1694_CIGNA HMO 20250701 $622.25 ↑ +0%
HUMANA HMO CARDIOLOGY MCR REPLACEMENT 1813_MEDICARE ADVANTAGE HUMANA HMO CARDIOLOGY INPATIENT SCFL 20251001 $769.26 ↑ +24%
HUMANA PPO MCR REPLACEMENT 1595_MEDICARE ADVANTAGE HUMANA PPO OUTPATIENT 20250101 $777.19 ↑ +25%
WELLCARE 1803_MEDICARE ADVANTAGE WELLCARE INPATIENT 20251001 $793.05 ↑ +27%
MEDICARE REPLACEMENT 1597_MEDICARE ADVANTAGE OUTPATIENT 20250101 $793.05 ↑ +27%
MEDICARE REPLACEMENT 1801_MEDICARE ADVANTAGE INPATIENT 20251001 $793.05 ↑ +27%
VETERANS ADMINISTRATION 1581_VETERANS ADMINISTRATION OUTPATIENT 20250101 $793.05 ↑ +27%
VETERANS ADMINISTRATION 1781_VETERANS ADMINISTRATION INPATIENT 20251001 $793.05 ↑ +27%
HUMANA PPO MCR REPLACEMENT 1800_MEDICARE ADVANTAGE HUMANA PPO INPATIENT 20251001 $793.05 ↑ +27%
WELLCARE 1662_MEDICARE ADVANTAGE WELLCARE OUTPATIENT 20250101 $793.05 ↑ +27%
COVENTRY MCR REPLACEMENT HMO 1797_MEDICARE ADVANTAGE COVENTRY HMO INPATIENT SCFL 20251001 $793.05 ↑ +27%
COVENTRY MCR REPLACEMENT HMO 1591_MEDICARE ADVANTAGE COVENTRY HMO OUTPATIENT 20250101 $793.05 ↑ +27%
RESEARCH STUDY ENCORE BORLAND-GROOVER 1808_RESEARCH STUDY ENCORE-BORLAND-GROOVER INPATIENT 20251001 $793.05 ↑ +27%
RESEARCH STUDY ENCORE BORLAND-GROOVER 1668_RESEARCH STUDY ENCORE-BORLAND-GROOVER OUTPATIENT 20250301 $793.05 ↑ +27%
BC ADVANTAGE MCR REPLACEMENT 1586_MEDICARE ADVANTAGE BLUE CROSS OUTPATIENT 20250101 $793.05 ↑ +27%
BC ADVANTAGE MCR REPLACEMENT 1786_MEDICARE ADVANTAGE BLUE CROSS INPATIENT 20251001 $793.05 ↑ +27%
BLUE CROSS ALIGNMENT 1585_MEDICARE ADVANTAGE ALIGNMENT HEALTHCARE OUTPATIENT 20250101 $793.05 ↑ +27%
BLUE CROSS ALIGNMENT 1779_MEDICARE ADVANTAGE ALIGNMENT HEALTHCARE INPATIENT 20251001 $793.05 ↑ +27%
COMMUNITY HOSPICE 1590_MEDICARE ADVANTAGE COMMUNITY HOSPICE OUTPATIENT SCFL 20250101 $793.05 ↑ +27%
HAVEN HOSPICE 1592_MEDICARE ADVANTAGE HAVEN HOSPICE OUTPATIENT 20250101 $793.05 ↑ +27%
CIGNA HEALTHSPRING 1583_CIGNA HEALTHSPRING OUTPATIENT 20250101 $800.98 ↑ +29%
UHC WELLMED MCR REPLACEMENT 1802_MEDICARE ADVANTAGE UNITED HEALTH CARE WELLMED INPATIENT 20251001 $800.98 ↑ +29%
UHC WELLMED MCR REPLACEMENT 1714_MEDICARE ADVANTAGE UNITED HEALTH CARE WELLMED OUTPATIENT 20250501 $800.98 ↑ +29%
HUMANA HMO MCR REPLACEMENT 1593_MEDICARE ADVANTAGE HUMANA HMO OUTPATIENT SCFL 20250101 $800.98 ↑ +29%
HUMANA HMO MCR REPLACEMENT 1798_MEDICARE ADVANTAGE HUMANA HMO INPATIENT SCFL 20251001 $800.98 ↑ +29%
GOLD KIDNEY MEDICARE ADVANTAGE 1638_GOLD KIDNEY MEDICARE ADVANTAGE OUTPATIENT 20240101 $808.91 ↑ +30%
GOLD KIDNEY MEDICARE ADVANTAGE 1811_GOLD KIDNEY MEDICARE ADVANTAGE INPATIENT 20251001 $808.91 ↑ +30%
CAREPLUS MCR REPLACEMENT 1588_MEDICARE ADVANTAGE CAREPLUS OUTPATIENT SCFL 20250101 $808.91 ↑ +30%
CIGNA HEALTHSPRING 1777_CIGNA HEALTHSPRING INPATIENT 20251001 $808.91 ↑ +30%
CAREPLUS MCR REPLACEMENT 1788_MEDICARE ADVANTAGE CAREPLUS INPATIENT SCFL 20251001 $808.91 ↑ +30%
AETNA MCR REPLACEMENT 1584_MEDICARE ADVANTAGE AETNA OUTPATIENT 20250101 $816.84 ↑ +31%
AETNA MCR REPLACEMENT 1795_MEDICARE ADVANTAGE AETNA INPATIENT 20251001 $816.84 ↑ +31%
AETNA 1663_AETNA SCFL 20250701 $824.80 ↑ +33%
INMATE HEALTH CARE 1794_INMATE HEALTH CARE INPATIENT SCFL 20251001 $991.31 ↑ +59%
INMATE HEALTH CARE 1135_INMATE HEALTH CARE OUTPATIENT 20220701 $991.31 ↑ +59%
BRIGHT HEALTH 1787_MEDICARE ADVANTAGE BRIGHT HEALTH INPATIENT SCFL 20251001 $1,070.62 ↑ +72%
SMARTHEALTH 1778_SMARTHEALTH INPATIENT 20251001 $1,110.27 ↑ +78%
SMARTHEALTH 1600_SMARTHEALTH OUTPATIENT 20250101 $1,110.27 ↑ +78%
BRIGHT HEALTH 1587_MEDICARE ADVANTAGE BRIGHT HEALTH OUTPATIENT 20250101 $1,149.92 ↑ +85%
AETNA QUALIFIED HEALTH PLANS 1573_AETNA QUALIFIED HEALTH PLANS (QHP) OUTPATIENT SCFL 20250101 $1,229.23 ↑ +98%
AETNA WHOLE HEALTH 1575_AETNA WHOLE HEALTH OUTPATIENT SCFL 20250101 $1,229.23 ↑ +98%
AETNA WHOLE HEALTH 1791_AETNA WHOLE HEALTH INPATIENT SCFL 20251001 $1,229.23 ↑ +98%
AETNA QUALIFIED HEALTH PLANS 1789_AETNA QUALIFIED HEALTH PLANS (QHP) INPATIENT SCFL 20251001 $1,229.23 ↑ +98%
OSCAR HEALTH PLAN 1611_OSCAR HEALTH PLAN OUTPATIENT 20250401 $1,268.88 ↑ +104%
OSCAR HEALTH PLAN 1806_OSCAR HEALTH PLAN INPATIENT 20251001 $1,268.88 ↑ +104%
EMPLOYER DIRECT HEALTHCARE 1743_EMPLOYER DIRECT HEALTHCARE OUTPATIENT 20250101 $1,387.84 ↑ +123%
EMPLOYER DIRECT HEALTHCARE 1742_EMPLOYER DIRECT HEALTHCARE INPATIENT 20251001 $1,387.84 ↑ +123%
90 DEGREE BENEFITS 1782_90 DEGREE BENEFITS INPATIENT 20251001 $1,427.49 ↑ +129%
90 DEGREE BENEFITS 1577_90 DEGREE BENEFITS OUTPATIENT 20250101 $1,427.49 ↑ +129%
AVMED EXCHANGE 1793_AVMED EXCHANGE INPATIENT 20251001 $1,427.49 ↑ +129%
AVMED EXCHANGE 1720_AVMED EXCHANGE OUTPATIENT 20250201 $1,427.49 ↑ +129%
OCCUNET 1578_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20250101 $1,467.14 ↑ +136%
MOLINA EXCHANGE 1805_MOLINA EXCHANGE INPATIENT 20251001 $1,467.14 ↑ +136%
MOLINA EXCHANGE 1579_MOLINA EXCHANGE OUTPATIENT 20250101 $1,467.14 ↑ +136%
AMBETTER COMMERCIAL-EXCHANGE 1580_SUNSHINE AMBETTER EXCHANGE COMMERCIAL OUTPATIENT 20250101 $1,506.79 ↑ +142%
AMBETTER COMMERCIAL-EXCHANGE 1785_SUNSHINE AMBETTER EXCHANGE COMMERCIAL INPATIENT 20251001 $1,506.79 ↑ +142%
AETNA NEW BUSINESS 1783_AETNA NEW BUSINESS DISCOUNT INPATIENT SCFL 20251001 $1,625.75 ↑ +161%
AETNA NEW BUSINESS 893_AETNA NEW BUSINESS DISCOUNT OUTPATIENT SCFL 20211015 $1,625.75 ↑ +161%
UHC HMO 1692_UNITED HEALTH CARE SCFL 20250701 $1,716.48 ↑ +176%
OCCUNET 1780_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 $1,784.36 ↑ +187%

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Knee MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ORANGE PARK HOSPITAL MIDDLEBURG not published $541.05 – $1,609.16
Adventhealth Daytona Beach Daytona Beach $10,343.68 $701.93 – $1,366.30
Adventhealth Lake Wales Lake Wales $2,537.52 $577.59 – $1,817.36
Adventhealth Palm Coast Parkway Palm Coast $7,560.36 $633.75 – $1,748.52
Adventhealth Tampa Tampa $7,308.76 $569.57 – $1,817.36
AdventHealth New Smyrna Beach New Smyrna Beach $2,678.05 $777.70 – $1,788.30
Adventhealth Port Charlotte Port Charlotte $7,823.28 $595.24 – $1,494.82
cleveland clinic florida weston hospital Weston $4,892.55 $68.33 – $5,791.90

All Florida hospitals for this procedure →