#flow interp 9 - 15 markers at Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.)

1670 St. Vincent's Way, Middleburg, FL · Ascension · · NPI 1457690471

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$102.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$278.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.60 with CIGNA HMO NEW BUSINESS vs $278.00 with OCCUNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA HMO NEW BUSINESS 1698_CIGNA HMO NEW BUSINESS 20250701 $55.60 ↓ -46%
AETNA 1663_AETNA SCFL 20250701 $57.89 ↓ -44%
UHC HMO 1692_UNITED HEALTH CARE SCFL 20250701 $66.04 ↓ -36%
CIGNA HMO 1694_CIGNA HMO 20250701 $102.86 ↑ +0%
CIGNA PPO 1695_CIGNA PPO 20250701 $102.86 ↑ +0%
HUMANA HMO 1657_HUMANA HMO SCFL 20250101 $144.78 ↑ +41%
HUMANA PPO 1659_HUMANA PPO SCFL 20250101 $144.78 ↑ +41%
OCCUNET 1476_MEDICARE ADVANTAGE OCCUNET INPATIENT 20241001 $278.00 ↑ +170%

Visitor-reported prices

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#flow interp 9 - 15 markers at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ORANGE PARK HOSPITAL MIDDLEBURG not published $62.81 – $157.84
Adventhealth Daytona Beach Daytona Beach $203.24 not published
Adventhealth Tampa Tampa $194.04 not published
AdventHealth New Smyrna Beach New Smyrna Beach $193.56 not published
cleveland clinic florida weston hospital Weston $343.20 $11.52 – $528.00
martin north hospital Stuart $343.20 $12.13 – $528.00
indian river hospital Vero Beach $343.20 $11.52 – $528.00
Boca Raton Regional Hospital BOCA RATON $227.50 $10.80 – $30.00

All Florida hospitals for this procedure →