Cardiac MRI w/stress img at West Kendall Baptist Hospital

9555 SW 162 AVE, MIAMI, FL · Baptist Health South Florida · · NPI 1417279936

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$1,392.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$147.32 with AMERIGROUP vs $2,143.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP AMERIGROUP $147.32 ↓ -89%
MEDICAID SIMPLYHLTH MD HMO NC $147.32 ↓ -89%
UNITED HEALTHCARE UNITED HEALTHY KIDS $154.68 ↓ -89%
UNITED HEALTHCARE UNITED MD HMO $154.68 ↓ -89%
WELLCARE WELL CARE MD HMONC $154.68 ↓ -89%
SUNSHINE STATE SUNSHINE ST MD HMONC $156.16 ↓ -89%
AETNA AETNA BETTER HEALTH MEDICAID $159.10 ↓ -89%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $159.10 ↓ -89%
VISTA COVENTRY MEDICAID $159.10 ↓ -89%
MEDICAID PRESTIGE MD HMO NC $162.05 ↓ -88%
BLUE CROSS MY BLUE EX $366.45 ↓ -74%
MEDICARE MANAGED CARE PROMINENCE $570.61 ↓ -59%
MEDICARE SIMPLYHLTH MC HMO NC $570.61 ↓ -59%
BLUE CROSS BCBS MEDICARE PPO $590.58 ↓ -58%
MEDICA HEALTH PLAN MEDICA MCR HMO $610.55 ↓ -56%
HUMANA HUMANA MEDICARE $621.96 ↓ -55%
HUMANA CAREPLUS MC HMO $621.96 ↓ -55%
AVMED AVMED MEDICARE $627.67 ↓ -55%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $627.67 ↓ -55%
LEON MEDICAL LEON MED MC HMO NC $639.08 ↓ -54%
LEON MEDICAL LEON HEALTH MC HMO $639.08 ↓ -54%
AETNA AETNA MEDICARE $639.08 ↓ -54%
CIGNA CIGNA MEDICARE ADVANTAGE $650.50 ↓ -53%
UNITED HEALTHCARE UNITED HLTH MC HMO $672.90 ↓ -52%
AVMED AVMED ENTRUST $752.19 ↓ -46%
MEDICARE DEVOTED HEALTH MC HMO $770.32 ↓ -45%
NON CONTRACTED OSCAR HEALTH EXCHANGE $786.48 ↓ -44%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $814.34 ↓ -42%
AETNA AETNA HMO EXCHANGE $814.34 ↓ -42%
AVMED AVMED INDIVIDUAL $855.06 ↓ -39%
AVMED AVMED HMO $876.49 ↓ -37%
BLUE CROSS BLUE SELECT $900.06 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $927.92 ↓ -33%
AMERIHEALTH AMERIHTH CARITAS NXT EX $964.35 ↓ -31%
AVMED AVMED PPO $1,043.64 ↓ -25%
AETNA AETNA TIER 2 $1,092.93 ↓ -22%
AETNA AETNA HMO $1,092.93 ↓ -22%
AETNA AETNA CATASTROPHIC $1,092.93 ↓ -22%
CIGNA CIGNA HMO $1,114.36 ↓ -20%
UNITED HEALTHCARE UNITED HMO $1,285.80 ↓ -8%
UNITED HEALTHCARE NHP HMO $1,285.80 ↓ -8%
BLUE CROSS BLUE CARE HMO $1,285.80 ↓ -8%
BLUE CROSS BCBS NETWORKBLUE $1,285.80 ↓ -8%
BLUE CROSS BLUE CROSS $1,388.66 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $1,392.95 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $1,607.25 ↑ +15%
AETNA AETNA PPO $1,714.40 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $1,714.40 ↑ +23%
CIGNA CIGNA PPO $1,714.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $1,714.40 ↑ +23%
AFFORDABLE AFFORDABLE PPO $1,928.70 ↑ +38%
PHCS PHCS $1,928.70 ↑ +38%
QUALITY HEALTH MULTIPLAN $1,928.70 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $1,928.70 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION 2 $1,928.70 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $2,143.00 ↑ +54%

Visitor-reported prices

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Cardiac MRI w/stress img at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $1,392.95 $151.97 – $1,928.70
HCA FLORIDA MERCY HOSPITAL MIAMI not published $1,086.50 – $2,070.53
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,857.00 $946.00 – $1,899.00
cleveland clinic florida weston hospital Weston $3,073.85 $145.46 – $4,019.65
Bethesda Hospital East BOYNTON BEACH $1,392.95 $151.97 – $1,928.70
Boca Raton Regional Hospital BOCA RATON $1,456.00 $560.36 – $1,462.72
Doctors Hospital CORAL GABLES $1,392.95 $147.32 – $1,928.70
Baptist Health Hospital Doral SOUTH MIAMI $1,392.95 $147.32 – $1,928.70

All Florida hospitals for this procedure →