Specimen fat stain at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$557.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$557.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.82 with HUMANA vs $668.40 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRHMO $5.82 ↓ -99%
HUMANA MGMCRPPO $5.82 ↓ -99%
Humana TRICR $5.86 ↓ -99%
Cigna HealthSpring MGMCR $5.88 ↓ -99%
CarePlus SFL MGMCR $5.88 ↓ -99%
Kindred Hospice FEDERAL $5.88 ↓ -99%
Wellmed MGMCR $5.88 ↓ -99%
NDMS Definitive Care MGMCR $5.88 ↓ -99%
Leon Health MCR $5.88 ↓ -99%
Devoted Health MCR $5.88 ↓ -99%
Veterans Evaluation Services MCR $5.88 ↓ -99%
United GVT $5.88 ↓ -99%
United Behavioral Health VACCN $5.88 ↓ -99%
United AllPayerAppendix $5.88 ↓ -99%
BCBS MCRHMO $6.00 ↓ -99%
United MCR $6.00 ↓ -99%
BCBS MCRPPO $6.00 ↓ -99%
Aetna MCR $6.06 ↓ -99%
Sunshine State MCR $6.17 ↓ -99%
Prominence HealthFirst MCRHMO $6.17 ↓ -99%
Oscar MCR $6.17 ↓ -99%
American Health Plan MCR $6.23 ↓ -99%
Florida Complete Care MCR $6.29 ↓ -99%
Align MCR $6.29 ↓ -99%
AvMed MCR $6.35 ↓ -99%
Sunshine State MCD $6.47 ↓ -99%
Doctors Healthcare Plan MCR $6.47 ↓ -99%
Centurion GVT $6.47 ↓ -99%
Gold Kidney MCR $6.59 ↓ -99%
Longevity Health Plan MCR $7.06 ↓ -99%
AmeriHealth Caritas MGMCR $7.06 ↓ -99%
Oscar HIX $8.29 ↓ -99%
Solis Health Plan MCR $8.53 ↓ -98%
AmeriHealth Caritas HIX $8.82 ↓ -98%
Freedom Health MGMCR $47.90 ↓ -91%
Optimum MGMCR $47.90 ↓ -91%
AvMed HIX $66.84 ↓ -88%
Simply Healthcare Plans MGMCR $72.41 ↓ -87%
Freedom Health MGMCD $89.12 ↓ -84%
CorVel Corporation WORKERSCOMP $99.46 ↓ -82%
CareWorks (Rockport) WORKERSCOMP $101.55 ↓ -82%
Prime Health WORKERSCOMP $101.55 ↓ -82%
Molina MCR $105.83 ↓ -81%
AvMed FullyInsured $116.97 ↓ -79%
Humana HMO $116.97 ↓ -79%
Health Sun Health Plan MGMCR $118.64 ↓ -79%
AIDS Healthcare MGMCR $122.54 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $128.11 ↓ -77%
United PPO OptionsPPO $132.01 ↓ -76%
AvMed ASOEO $133.68 ↓ -76%
AvMed Flex $144.82 ↓ -74%
AvMed Empower $144.82 ↓ -74%
AvMed Engage $144.82 ↓ -74%
AvMed Select $144.82 ↓ -74%
AvMed Focus $144.82 ↓ -74%
Sunshine State Health Plan QHP $144.82 ↓ -74%
Molina HIX $150.39 ↓ -73%
Aetna ASA $167.10 ↓ -70%
Humana PPO $189.38 ↓ -66%
United GlobalBenefitPlanAppendix $250.65 ↓ -55%
Plotkin Health COMM $278.50 ↓ -50%
AvMed JacksonFirstNetworkOON $278.50 ↓ -50%
AvMed MDCSelectOON $278.50 ↓ -50%
AvMed JHSSelectHMO $278.50 ↓ -50%
Prime Health Sherriff COMM $278.50 ↓ -50%
Medica HealthCare MCR $328.63 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $417.75 ↓ -25%
Evernorth BH COMM $445.60 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $473.45 ↓ -15%
AIDS Healthcare MGMCD $668.40 ↑ +20%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Specimen fat stain at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $77.35 $0.54 – $107.10
West Kendall Baptist Hospital MIAMI $77.35 $2.50 – $107.10
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $164.00 $4.70 – $93.14
cleveland clinic florida weston hospital Weston $7.15 $2.34 – $9.35
martin north hospital Stuart $7.15 $2.46 – $8.66
Bethesda Hospital East BOYNTON BEACH $77.35 $2.58 – $107.10
Boca Raton Regional Hospital BOCA RATON $65.65 $5.88 – $40.49
Doctors Hospital CORAL GABLES $77.35 $2.50 – $107.10

All Florida hospitals for this procedure →