Pt evaluation moderate complexity patient/family at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,662.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,662.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.36 with HUMANA vs $4,394.40 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRHMO $87.36 ↓ -98%
HUMANA MGMCRPPO $87.36 ↓ -98%
Wellmed MGMCR $88.24 ↓ -98%
CarePlus SFL MGMCR $88.24 ↓ -98%
Kindred Hospice FEDERAL $88.24 ↓ -98%
Veterans Evaluation Services MCR $88.24 ↓ -98%
Devoted Health MCR $88.24 ↓ -98%
Cigna HealthSpring MGMCR $88.24 ↓ -98%
United Behavioral Health VACCN $88.24 ↓ -98%
NDMS Definitive Care MGMCR $88.24 ↓ -98%
Leon Health MCR $88.24 ↓ -98%
United GVT $88.24 ↓ -98%
BCBS MCRPPO $90.00 ↓ -98%
BCBS MCRHMO $90.00 ↓ -98%
United MCR $90.00 ↓ -98%
Aetna MCR $90.89 ↓ -98%
Sunshine State MCR $92.65 ↓ -97%
Prominence HealthFirst MCRHMO $92.65 ↓ -97%
Oscar MCR $92.65 ↓ -97%
American Health Plan MCR $93.53 ↓ -97%
Florida Complete Care MCR $94.41 ↓ -97%
Align MCR $94.41 ↓ -97%
AvMed MCR $95.30 ↓ -97%
CorVel Corporation WORKERSCOMP $95.95 ↓ -97%
Sunshine State MCD $97.06 ↓ -97%
Doctors Healthcare Plan MCR $97.06 ↓ -97%
Centurion GVT $97.06 ↓ -97%
CareWorks (Rockport) WORKERSCOMP $97.97 ↓ -97%
Prime Health WORKERSCOMP $97.97 ↓ -97%
Humana TRICR $98.18 ↓ -97%
Gold Kidney MCR $98.83 ↓ -97%
Longevity Health Plan MCR $105.89 ↓ -97%
AmeriHealth Caritas MGMCR $105.89 ↓ -97%
Solis Health Plan MCR $127.95 ↓ -97%
Freedom Health MGMCR $314.93 ↓ -91%
Optimum MGMCR $314.93 ↓ -91%
AvMed HIX $439.44 ↓ -88%
Simply Healthcare Plans MGMCR $476.06 ↓ -87%
Oscar HIX $585.92 ↓ -84%
Freedom Health MGMCD $585.92 ↓ -84%
AmeriHealth Caritas HIX $622.54 ↓ -83%
Molina MCR $695.78 ↓ -81%
Cigna HMO $769.02 ↓ -79%
Cigna PPO $769.02 ↓ -79%
AvMed FullyInsured $769.02 ↓ -79%
Humana HMO $769.02 ↓ -79%
Health Sun Health Plan MGMCR $780.01 ↓ -79%
AIDS Healthcare MGMCR $805.64 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $842.26 ↓ -77%
United PPO OptionsPPO $867.89 ↓ -76%
AvMed ASOEO $878.88 ↓ -76%
AvMed Engage $952.12 ↓ -74%
AvMed Flex $952.12 ↓ -74%
AvMed Focus $952.12 ↓ -74%
Sunshine State Health Plan QHP $952.12 ↓ -74%
AvMed Select $952.12 ↓ -74%
AvMed Empower $952.12 ↓ -74%
Molina HIX $988.74 ↓ -73%
Aetna ASA $1,098.60 ↓ -70%
Humana PPO $1,245.08 ↓ -66%
United GlobalBenefitPlanAppendix $1,647.90 ↓ -55%
Prime Health Sherriff COMM $1,831.00 ↓ -50%
AvMed JHSSelectHMO $1,831.00 ↓ -50%
Plotkin Health COMM $1,831.00 ↓ -50%
AvMed MDCSelectOON $1,831.00 ↓ -50%
AvMed JacksonFirstNetworkOON $1,831.00 ↓ -50%
Medica HealthCare MCR $2,160.58 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $2,746.50 ↓ -25%
Evernorth BH COMM $2,929.60 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $3,112.70 ↓ -15%
AIDS Healthcare MGMCD $4,394.40 ↑ +20%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $391.30 $85.23 – $541.80
West Kendall Baptist Hospital MIAMI $391.30 $100.27 – $541.80
Adventhealth Daytona Beach Daytona Beach $384.35 $91.20 – $160.22
Adventhealth Lake Wales Lake Wales $589.05 $96.00 – $213.12
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $660.51 $96.00 – $213.12
AdventHealth New Smyrna Beach New Smyrna Beach $444.78 $91.20 – $209.71
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $67.58 – $101.38

All Florida hospitals for this procedure →