Psychotherapy patient individual therapy 45 minutes at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,009.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,009.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.77 with Optimum vs $1,210.80 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $86.77 ↓ -91%
Freedom Health MGMCR $86.77 ↓ -91%
CorVel Corporation WORKERSCOMP $94.05 ↓ -91%
Prime Health WORKERSCOMP $96.03 ↓ -90%
CareWorks (Rockport) WORKERSCOMP $96.03 ↓ -90%
BCBS MBN $100.90 ↓ -90%
AvMed HIX $121.08 ↓ -88%
BCBS SBN $126.13 ↓ -87%
BCBS HMO $126.13 ↓ -87%
Simply Healthcare Plans MGMCR $131.17 ↓ -87%
Aetna QHP $146.31 ↓ -85%
Freedom Health MGMCD $161.44 ↓ -84%
Oscar HIX $161.44 ↓ -84%
BCBS PPO $164.47 ↓ -84%
BCBS NWB $164.47 ↓ -84%
Aetna HMO $170.52 ↓ -83%
AmeriHealth Caritas HIX $171.53 ↓ -83%
Molina MCR $191.71 ↓ -81%
Aetna PPO $196.75 ↓ -81%
AvMed FullyInsured $211.89 ↓ -79%
Cigna PPO $211.89 ↓ -79%
Humana HMO $211.89 ↓ -79%
Cigna HMO $211.89 ↓ -79%
Health Sun Health Plan MGMCR $214.92 ↓ -79%
AIDS Healthcare MGMCR $221.98 ↓ -78%
BCBS BSLNON-PAR $228.03 ↓ -77%
BCBS PHS $228.03 ↓ -77%
MMM of FL (Health Advantage Plan) MCR $232.07 ↓ -77%
United PPO OptionsPPO $239.13 ↓ -76%
AvMed ASOEO $242.16 ↓ -76%
AvMed Focus $262.34 ↓ -74%
Sunshine State Health Plan QHP $262.34 ↓ -74%
AvMed Select $262.34 ↓ -74%
AvMed Empower $262.34 ↓ -74%
AvMed Engage $262.34 ↓ -74%
AvMed Flex $262.34 ↓ -74%
Molina HIX $272.43 ↓ -73%
Aetna ASA $302.70 ↓ -70%
Humana PPO $343.06 ↓ -66%
United GlobalBenefitPlanAppendix $454.05 ↓ -55%
Plotkin Health COMM $504.50 ↓ -50%
AvMed JHSSelectHMO $504.50 ↓ -50%
AvMed JacksonFirstNetworkOON $504.50 ↓ -50%
AvMed MDCSelectOON $504.50 ↓ -50%
Prime Health Sherriff COMM $504.50 ↓ -50%
Medica HealthCare MCR $595.31 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $756.75 ↓ -25%
Evernorth BH COMM $807.20 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $857.65 ↓ -15%
AIDS Healthcare MGMCD $1,210.80 ↑ +20%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $418.60 $92.61 – $579.60
Adventhealth Tampa Tampa $1,649.95 not published
Adventhealth Port Charlotte Port Charlotte $535.00 not published
cleveland clinic florida weston hospital Weston $637.00 $46.96 – $512.55
martin north hospital Stuart $637.00 $82.21 – $735.00
indian river hospital Vero Beach $637.00 $46.96 – $833.00
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $224.83 $154.83 – $330.62
HCA FLORIDA CITRUS HOSPITAL Inverness $577.00 $212.23 – $216.70

All Florida hospitals for this procedure →