Neck (Cervical Spine) MRI (without contrast) at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$7,840.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,840.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $9,408.00 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79 ↓ -93%
Optimum MGMCR $674.24 ↓ -91%
Freedom Health MGMCR $674.24 ↓ -91%
Simply Healthcare Plans MGMCR $1,019.20 ↓ -87%
AvMed HIX $1,034.00 ↓ -87%
Aetna QHP $1,116.00 ↓ -86%
Freedom Health MGMCD $1,254.40 ↓ -84%
Aetna HMO $1,462.00 ↓ -81%
Molina MCR $1,489.60 ↓ -81%
Health Sun Health Plan MGMCR $1,669.92 ↓ -79%
AIDS Healthcare MGMCR $1,724.80 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $1,803.20 ↓ -77%
United PPO OptionsPPO $1,858.08 ↓ -76%
Aetna PPO $2,012.00 ↓ -74%
AvMed Flex $2,038.40 ↓ -74%
Sunshine State Health Plan QHP $2,038.40 ↓ -74%
AvMed Select $2,038.40 ↓ -74%
AvMed Empower $2,038.40 ↓ -74%
AvMed Engage $2,038.40 ↓ -74%
AvMed Focus $2,038.40 ↓ -74%
Molina HIX $2,116.80 ↓ -73%
AvMed FullyInsured $2,119.00 ↓ -73%
AvMed ASOEO $2,329.00 ↓ -70%
Aetna ASA $2,352.00 ↓ -70%
CorVel Corporation WORKERSCOMP $2,550.25 ↓ -67%
Prime Health WORKERSCOMP $2,603.94 ↓ -67%
CareWorks (Rockport) WORKERSCOMP $2,603.94 ↓ -67%
United GlobalBenefitPlanAppendix $3,528.00 ↓ -55%
AvMed JacksonFirstNetworkOON $3,920.00 ↓ -50%
AvMed MDCSelectOON $3,920.00 ↓ -50%
Prime Health Sherriff COMM $3,920.00 ↓ -50%
AvMed JHSSelectHMO $3,920.00 ↓ -50%
Plotkin Health COMM $3,920.00 ↓ -50%
Medica HealthCare MCR $4,625.60 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $5,880.00 ↓ -25%
Evernorth BH COMM $6,272.00 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $6,664.00 ↓ -15%
AIDS Healthcare MGMCD $9,408.00 ↑ +20%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Neck (Cervical Spine) MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $3,811.60 $75.98 – $5,277.60
West Kendall Baptist Hospital MIAMI $3,811.60 $73.66 – $5,277.60
Adventhealth Daytona Beach Daytona Beach $5,962.04 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $13,405.00 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $5,666.42 $236.71 – $703.89
Adventhealth Tampa Tampa $5,392.26 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $5,684.42 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $9,072.31 $249.17 – $454.98

All Florida hospitals for this procedure →