M/phmtrc alys ishquant/semiq at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$600.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$600.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.60 with Optimum vs $720.00 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $51.60 ↓ -91%
Freedom Health MGMCR $51.60 ↓ -91%
AvMed HIX $72.00 ↓ -88%
Simply Healthcare Plans MGMCR $78.00 ↓ -87%
Oscar HIX $96.00 ↓ -84%
Freedom Health MGMCD $96.00 ↓ -84%
AmeriHealth Caritas HIX $102.00 ↓ -83%
Molina MCR $114.00 ↓ -81%
Humana HMO $126.00 ↓ -79%
AvMed FullyInsured $126.00 ↓ -79%
Health Sun Health Plan MGMCR $127.80 ↓ -79%
AIDS Healthcare MGMCR $132.00 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $138.00 ↓ -77%
United PPO OptionsPPO $142.20 ↓ -76%
AvMed ASOEO $144.00 ↓ -76%
United AllPayerAppendix $149.16 ↓ -75%
Sunshine State Health Plan QHP $156.00 ↓ -74%
AvMed Focus $156.00 ↓ -74%
AvMed Select $156.00 ↓ -74%
AvMed Flex $156.00 ↓ -74%
AvMed Engage $156.00 ↓ -74%
AvMed Empower $156.00 ↓ -74%
Molina HIX $162.00 ↓ -73%
Aetna ASA $180.00 ↓ -70%
Humana PPO $204.00 ↓ -66%
United GlobalBenefitPlanAppendix $270.00 ↓ -55%
CorVel Corporation WORKERSCOMP $299.41 ↓ -50%
AvMed JacksonFirstNetworkOON $300.00 ↓ -50%
AvMed JHSSelectHMO $300.00 ↓ -50%
AvMed MDCSelectOON $300.00 ↓ -50%
Plotkin Health COMM $300.00 ↓ -50%
Prime Health Sherriff COMM $300.00 ↓ -50%
Prime Health WORKERSCOMP $305.71 ↓ -49%
CareWorks (Rockport) WORKERSCOMP $305.71 ↓ -49%
Medica HealthCare MCR $354.00 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $450.00 ↓ -25%
Evernorth BH COMM $480.00 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $510.00 ↓ -15%
AIDS Healthcare MGMCD $720.00 ↑ +20%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $540.15 $32.70 – $199.26
West Kendall Baptist Hospital MIAMI $540.15 $32.32 – $199.26
Adventhealth Daytona Beach Daytona Beach $326.82 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $455.16 not published
Adventhealth Palm Coast Parkway Palm Coast $1,202.54 $169.02 – $380.01
Adventhealth Tampa Tampa $1,666.44 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $745.57 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87

All Florida hospitals for this procedure →