Coombs direct at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.34 with HUMANA vs $410.40 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRPPO $5.34
HUMANA MGMCRHMO $5.34
Wellmed MGMCR $5.39
NDMS Definitive Care MGMCR $5.39
Kindred Hospice FEDERAL $5.39
Veterans Evaluation Services MCR $5.39
United Behavioral Health VACCN $5.39
Cigna HealthSpring MGMCR $5.39
Leon Health MCR $5.39
Devoted Health MCR $5.39
United AllPayerAppendix $5.39
United GVT $5.39
CarePlus SFL MGMCR $5.39
BCBS MCRHMO $5.50
BCBS MCRPPO $5.50
United MCR $5.50
Aetna MCR $5.55
Oscar MCR $5.66
Prominence HealthFirst MCRHMO $5.66
Sunshine State MCR $5.66
American Health Plan MCR $5.71
Align MCR $5.77
Florida Complete Care MCR $5.77
AvMed MCR $5.82
Doctors Healthcare Plan MCR $5.93
Centurion GVT $5.93
Sunshine State MCD $5.93
Gold Kidney MCR $6.04
Longevity Health Plan MCR $6.47
AmeriHealth Caritas MGMCR $6.47
Oscar HIX $7.60
Solis Health Plan MCR $7.82
AmeriHealth Caritas HIX $8.08
CorVel Corporation WORKERSCOMP $29.32
Freedom Health MGMCR $29.41
Optimum MGMCR $29.41
Prime Health WORKERSCOMP $29.93
CareWorks (Rockport) WORKERSCOMP $29.93
AvMed HIX $41.04
Simply Healthcare Plans MGMCR $44.46
Freedom Health MGMCD $54.72
Molina MCR $64.98
Humana HMO $71.82
AvMed FullyInsured $71.82
Health Sun Health Plan MGMCR $72.85
AIDS Healthcare MGMCR $75.24
MMM of FL (Health Advantage Plan) MCR $78.66
United PPO OptionsPPO $81.05
AvMed ASOEO $82.08
AvMed Flex $88.92
AvMed Focus $88.92
AvMed Engage $88.92
AvMed Empower $88.92
Sunshine State Health Plan QHP $88.92
AvMed Select $88.92
Molina HIX $92.34
Aetna ASA $102.60
Humana PPO $116.28
United GlobalBenefitPlanAppendix $153.90
AvMed MDCSelectOON $171.00
AvMed JacksonFirstNetworkOON $171.00
AvMed JHSSelectHMO $171.00
Plotkin Health COMM $171.00
Prime Health Sherriff COMM $171.00
Medica HealthCare MCR $201.78
Multiplan COMMPPOPRIMARYNETWORK $256.50
Evernorth BH COMM $273.60
Multiplan COMMPPOCOMPLEMENTARYNETWORK $290.70
AIDS Healthcare MGMCD $410.40
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Coombs direct at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $79.95 $2.27 – $72.00
West Kendall Baptist Hospital MIAMI $79.95 $2.20 – $72.00
Adventhealth Daytona Beach Daytona Beach $259.96 $58.52 – $102.82
Adventhealth Lake Wales Lake Wales $224.58 $61.60 – $136.76
Adventhealth Palm Coast Parkway Palm Coast $248.45 $58.52 – $131.58
Adventhealth Tampa Tampa $224.12 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $58.27 $58.52 – $134.57
Adventhealth Port Charlotte Port Charlotte $411.14 $61.60 – $112.49

All Florida hospitals for this procedure →