Compatibility test incubate at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$418.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$418.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.95 with Optimum vs $501.60 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $35.95 ↓ -91%
Freedom Health MGMCR $35.95 ↓ -91%
AvMed HIX $50.16 ↓ -88%
Simply Healthcare Plans MGMCR $54.34 ↓ -87%
CorVel Corporation WORKERSCOMP $55.49 ↓ -87%
Prime Health WORKERSCOMP $56.66 ↓ -86%
CareWorks (Rockport) WORKERSCOMP $56.66 ↓ -86%
Oscar HIX $66.88 ↓ -84%
Freedom Health MGMCD $66.88 ↓ -84%
AmeriHealth Caritas HIX $71.06 ↓ -83%
Molina MCR $79.42 ↓ -81%
Humana HMO $87.78 ↓ -79%
AvMed FullyInsured $87.78 ↓ -79%
Health Sun Health Plan MGMCR $89.03 ↓ -79%
AIDS Healthcare MGMCR $91.96 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $96.14 ↓ -77%
United PPO OptionsPPO $99.07 ↓ -76%
AvMed ASOEO $100.32 ↓ -76%
AvMed Flex $108.68 ↓ -74%
AvMed Focus $108.68 ↓ -74%
Sunshine State Health Plan QHP $108.68 ↓ -74%
AvMed Engage $108.68 ↓ -74%
AvMed Select $108.68 ↓ -74%
AvMed Empower $108.68 ↓ -74%
Molina HIX $112.86 ↓ -73%
Aetna ASA $125.40 ↓ -70%
Humana PPO $142.12 ↓ -66%
United AllPayerAppendix $149.16 ↓ -64%
United GlobalBenefitPlanAppendix $188.10 ↓ -55%
Prime Health Sherriff COMM $209.00 ↓ -50%
AvMed JacksonFirstNetworkOON $209.00 ↓ -50%
AvMed MDCSelectOON $209.00 ↓ -50%
Plotkin Health COMM $209.00 ↓ -50%
AvMed JHSSelectHMO $209.00 ↓ -50%
Medica HealthCare MCR $246.62 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $313.50 ↓ -25%
Evernorth BH COMM $334.40 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $355.30 ↓ -15%
AIDS Healthcare MGMCD $501.60 ↑ +20%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Compatibility test incubate at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $74.10 $19.72 – $199.26
West Kendall Baptist Hospital MIAMI $74.10 $19.49 – $199.26
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $251.55 $46.62 – $195.71
martin north hospital Stuart $251.55 $47.83 – $195.71
indian river hospital Vero Beach $120.90 $39.78 – $195.71
Bethesda Hospital East BOYNTON BEACH $74.10 $22.91 – $185.03
Doctors Hospital CORAL GABLES $74.10 $19.95 – $199.26

All Florida hospitals for this procedure →