Cholesterol (Lipid) Test at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,237.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,237.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.26 with HUMANA vs $2,684.40 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRHMO $13.26 ↓ -99%
HUMANA MGMCRPPO $13.26 ↓ -99%
Humana TRICR $13.33 ↓ -99%
Cigna HealthSpring MGMCR $13.39 ↓ -99%
CarePlus SFL MGMCR $13.39 ↓ -99%
Kindred Hospice FEDERAL $13.39 ↓ -99%
Wellmed MGMCR $13.39 ↓ -99%
NDMS Definitive Care MGMCR $13.39 ↓ -99%
Leon Health MCR $13.39 ↓ -99%
Devoted Health MCR $13.39 ↓ -99%
Veterans Evaluation Services MCR $13.39 ↓ -99%
United GVT $13.39 ↓ -99%
United Behavioral Health VACCN $13.39 ↓ -99%
United AllPayerAppendix $13.39 ↓ -99%
BCBS MCRHMO $13.66 ↓ -99%
United MCR $13.66 ↓ -99%
BCBS MCRPPO $13.66 ↓ -99%
Aetna MCR $13.79 ↓ -99%
Sunshine State MCR $14.06 ↓ -99%
Prominence HealthFirst MCRHMO $14.06 ↓ -99%
Oscar MCR $14.06 ↓ -99%
American Health Plan MCR $14.19 ↓ -99%
Florida Complete Care MCR $14.33 ↓ -99%
Align MCR $14.33 ↓ -99%
AvMed MCR $14.46 ↓ -99%
Sunshine State MCD $14.73 ↓ -99%
Doctors Healthcare Plan MCR $14.73 ↓ -99%
Centurion GVT $14.73 ↓ -99%
Gold Kidney MCR $15.00 ↓ -99%
Longevity Health Plan MCR $16.07 ↓ -99%
AmeriHealth Caritas MGMCR $16.07 ↓ -99%
Oscar HIX $18.88 ↓ -99%
Solis Health Plan MCR $19.42 ↓ -99%
AmeriHealth Caritas HIX $20.09 ↓ -99%
Freedom Health MGMCR $192.38 ↓ -91%
Optimum MGMCR $192.38 ↓ -91%
CorVel Corporation WORKERSCOMP $233.46 ↓ -90%
CareWorks (Rockport) WORKERSCOMP $238.38 ↓ -89%
Prime Health WORKERSCOMP $238.38 ↓ -89%
AvMed HIX $268.44 ↓ -88%
Simply Healthcare Plans MGMCR $290.81 ↓ -87%
Freedom Health MGMCD $357.92 ↓ -84%
Molina MCR $425.03 ↓ -81%
AvMed FullyInsured $469.77 ↓ -79%
Humana HMO $469.77 ↓ -79%
Health Sun Health Plan MGMCR $476.48 ↓ -79%
AIDS Healthcare MGMCR $492.14 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $514.51 ↓ -77%
United PPO OptionsPPO $530.17 ↓ -76%
AvMed ASOEO $536.88 ↓ -76%
Sunshine State Health Plan QHP $581.62 ↓ -74%
AvMed Flex $581.62 ↓ -74%
AvMed Select $581.62 ↓ -74%
AvMed Focus $581.62 ↓ -74%
AvMed Engage $581.62 ↓ -74%
AvMed Empower $581.62 ↓ -74%
Molina HIX $603.99 ↓ -73%
Aetna ASA $671.10 ↓ -70%
Humana PPO $760.58 ↓ -66%
United GlobalBenefitPlanAppendix $1,006.65 ↓ -55%
Plotkin Health COMM $1,118.50 ↓ -50%
Prime Health Sherriff COMM $1,118.50 ↓ -50%
AvMed JacksonFirstNetworkOON $1,118.50 ↓ -50%
AvMed MDCSelectOON $1,118.50 ↓ -50%
AvMed JHSSelectHMO $1,118.50 ↓ -50%
Medica HealthCare MCR $1,319.83 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $1,677.75 ↓ -25%
Evernorth BH COMM $1,789.60 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,901.45 ↓ -15%
AIDS Healthcare MGMCD $2,684.40 ↑ +20%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Cholesterol (Lipid) Test at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $163.80 $4.74 – $53.10
West Kendall Baptist Hospital MIAMI $163.80 $4.59 – $53.10
Adventhealth Daytona Beach Daytona Beach $327.17 $12.72 – $22.35
Adventhealth Lake Wales Lake Wales $805.91 $13.39 – $29.73
Adventhealth Palm Coast Parkway Palm Coast $327.17 $12.72 – $28.60
Adventhealth Tampa Tampa $595.51 $13.39 – $29.73
AdventHealth New Smyrna Beach New Smyrna Beach $311.59 $12.72 – $29.25
Adventhealth Port Charlotte Port Charlotte $98.48 $13.39 – $24.45

All Florida hospitals for this procedure →