Ot evaluation moderate complexity patient/family at Baptist Hospital

8900 NORTH KENDALL DRIVE, MIAMI, FL · Baptist Health South Florida · · NPI 1528042884

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$391.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$602.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.05 with MEDICARE vs $602.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE SIMPLYHLTH MC HMO NC $103.05 ↓ -74%
BLUE CROSS MY BLUE EX $104.15 ↓ -73%
BLUE CROSS BCBS MEDICARE PPO $106.66 ↓ -73%
MEDICA HEALTH PLAN MEDICA MCR HMO $110.26 ↓ -72%
HUMANA HUMANA MEDICARE $112.32 ↓ -71%
HUMANA CAREPLUS MC HMO $112.32 ↓ -71%
AVMED AVMED MEDICARE $113.36 ↓ -71%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $113.36 ↓ -71%
LEON MEDICAL LEON HEALTH MC HMO $115.42 ↓ -71%
AETNA AETNA MEDICARE $115.42 ↓ -71%
LEON MEDICAL LEON MED MC HMO NC $115.42 ↓ -71%
CIGNA CIGNA MEDICARE ADVANTAGE $117.48 ↓ -70%
MEDICARE MANAGED CARE PROMINENCE $132.93 ↓ -66%
MEDICARE DEVOTED HEALTH MC HMO $139.12 ↓ -64%
UNITED HEALTHCARE UNITED HLTH MC HMO $189.03 ↓ -52%
AVMED AVMED ENTRUST $213.71 ↓ -45%
NON CONTRACTED OSCAR HEALTH EXCHANGE $220.93 ↓ -44%
AETNA AETNA HMO EXCHANGE $228.76 ↓ -42%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $228.76 ↓ -42%
AVMED AVMED INDIVIDUAL $243.21 ↓ -38%
AVMED AVMED HMO $249.23 ↓ -36%
BLUE CROSS BLUE SELECT $252.84 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $264.88 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $270.90 ↓ -31%
AVMED AVMED PPO $296.18 ↓ -24%
AETNA AETNA TIER 2 $307.02 ↓ -22%
AETNA AETNA HMO $307.02 ↓ -22%
AETNA AETNA CATASTROPHIC $307.02 ↓ -22%
CIGNA CIGNA HMO $313.04 ↓ -20%
UNITED HEALTHCARE NHP HMO $361.20 ↓ -8%
UNITED HEALTHCARE UNITED HMO $361.20 ↓ -8%
BLUE CROSS BCBS NETWORKBLUE $361.20 ↓ -8%
BLUE CROSS BLUE CARE HMO $361.20 ↓ -8%
BLUE CROSS BLUE CROSS $390.10 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $391.30 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $451.50 ↑ +15%
UNITED HEALTHCARE UNITED PPO $481.60 ↑ +23%
CIGNA CIGNA PPO $481.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $481.60 ↑ +23%
AETNA AETNA PPO $481.60 ↑ +23%
AFFORDABLE AFFORDABLE PPO $511.70 ↑ +31%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $541.80 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION 2 $541.80 ↑ +38%
PHCS PHCS $541.80 ↑ +38%
QUALITY HEALTH MULTIPLAN $541.80 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $602.00 ↑ +54%

Visitor-reported prices

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Ot evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
West Kendall Baptist Hospital MIAMI $391.30 $102.94 – $541.80
Adventhealth Daytona Beach Daytona Beach $370.06 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $450.35 not published
Adventhealth Tampa Tampa $762.26 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $421.73 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $773.05 not published

All Florida hospitals for this procedure →