Surgical pathology level 3 gross & microscopic examination at HCA FLORIDA NORTHWEST HOSPITAL
2801 NORTH STATE ROAD 7, MARGATE, FL · HCA Florida Healthcare · · NPI 1063466563
$2,231.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,231.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$49.76 with United vs $1,896.35 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $49.76 | ↓ -98% |
| Freedom Health | MGMCR | $191.87 | ↓ -91% |
| Optimum | MGMCR | $191.87 | ↓ -91% |
| AvMed | HIX | $290.03 | ↓ -87% |
| Simply Healthcare Plans | MGMCR | $290.03 | ↓ -87% |
| Simply Healthcare | HIX | $301.19 | ↓ -86% |
| Freedom Health | MGMCD | $356.96 | ↓ -84% |
| Oscar | HIX | $356.96 | ↓ -84% |
| CorVel Corporation | WORKERSCOMP | $357.83 | ↓ -84% |
| CareWorks (Rockport) | WORKERSCOMP | $365.36 | ↓ -84% |
| Prime Health | WORKERSCOMP | $365.36 | ↓ -84% |
| AmeriHealth Caritas | HIX | $379.27 | ↓ -83% |
| Molina | MCR | $423.89 | ↓ -81% |
| AvMed | FullyInsured | $468.51 | ↓ -79% |
| Humana | HMO | $468.51 | ↓ -79% |
| Health Sun Health Plan | MGMCR | $475.20 | ↓ -79% |
| MMM of FL (Health Advantage Plan) | MCR | $513.13 | ↓ -77% |
| United PPO | OptionsPPO | $528.75 | ↓ -76% |
| AvMed | ASOEO | $535.44 | ↓ -76% |
| AvMed | Focus | $580.06 | ↓ -74% |
| AvMed | Select | $580.06 | ↓ -74% |
| AvMed | Empower | $580.06 | ↓ -74% |
| AvMed | Engage | $580.06 | ↓ -74% |
| AvMed | Flex | $580.06 | ↓ -74% |
| Sunshine State Health Plan | QHP | $588.98 | ↓ -74% |
| Molina | HIX | $602.37 | ↓ -73% |
| AvMed | JHSSelect | $624.68 | ↓ -72% |
| AvMed | MDCSelect | $624.68 | ↓ -72% |
| Aetna | ASA | $669.30 | ↓ -70% |
| Humana | PPO | $758.54 | ↓ -66% |
| BLIS | COMM | $780.85 | ↓ -65% |
| United | GlobalBenefitPlanAppendix | $1,003.95 | ↓ -55% |
| AvMed | JacksonFirstNetworkOON | $1,115.50 | ↓ -50% |
| Prime Health Sherriff | COMM | $1,115.50 | ↓ -50% |
| Plotkin Health | COMM | $1,115.50 | ↓ -50% |
| Medica HealthCare | MCR | $1,293.98 | ↓ -42% |
| Multiplan | COMMPPOPRIMARYNETWORK | $1,673.25 | ↓ -25% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $1,896.35 | ↓ -15% |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $433.87 | $51.70 – $90.82 |
| Adventhealth Lake Wales | Lake Wales | $157.26 | $54.42 – $120.81 |
| Adventhealth Palm Coast Parkway | Palm Coast | $329.00 | $51.70 – $116.23 |
| Adventhealth Tampa | Tampa | $887.67 | $54.42 – $120.81 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $372.89 | $51.70 – $118.88 |
| Adventhealth Port Charlotte | Port Charlotte | $329.00 | $54.42 – $99.37 |
| cleveland clinic florida weston hospital | Weston | $159.90 | $6.74 – $188.70 |
| martin north hospital | Stuart | $159.90 | $20.76 – $111.00 |