St treatment speech individual at HCA FLORIDA NORTHWEST HOSPITAL

2801 NORTH STATE ROAD 7, MARGATE, FL · HCA Florida Healthcare · · NPI 1063466563

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,252.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,252.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.45 with Humana vs $2,764.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICR $73.45 ↓ -98%
HUMANA MGMCRPPO $76.08 ↓ -98%
HUMANA MGMCRHMO $76.08 ↓ -98%
United GVT $76.85 ↓ -98%
NDMS Definitive Care MGMCR $76.85 ↓ -98%
Wellmed MGMCR $76.85 ↓ -98%
Devoted Health MCR $76.85 ↓ -98%
Veterans Evaluation Services MCR $76.85 ↓ -98%
CarePlus SFL MGMCR $76.85 ↓ -98%
BCBS MCRPPO $78.39 ↓ -98%
United MCR $78.39 ↓ -98%
BCBS MCRHMO $78.39 ↓ -98%
Aetna MCR $79.16 ↓ -98%
AvMed MCR $80.69 ↓ -98%
Oscar MCR $80.69 ↓ -98%
Sunshine State MCR $80.69 ↓ -98%
Prominence HealthFirst MCRHMO $80.69 ↓ -98%
American Health Plan MCR $81.46 ↓ -97%
Florida Complete Care MCR $82.23 ↓ -97%
Align MCR $82.23 ↓ -97%
Cigna HealthSpring MGMCR $82.23 ↓ -97%
Centurion GVT $84.53 ↓ -97%
Doctors Healthcare Plan MCR $84.53 ↓ -97%
Sunshine State MCD $84.53 ↓ -97%
Gold Kidney MCR $86.07 ↓ -97%
CorVel Corporation WORKERSCOMP $86.45 ↓ -97%
CareWorks (Rockport) WORKERSCOMP $88.27 ↓ -97%
Prime Health WORKERSCOMP $88.27 ↓ -97%
AmeriHealth Caritas MGMCR $92.22 ↓ -97%
Longevity Health Plan MCR $92.22 ↓ -97%
Solis Health Plan MCR $111.43 ↓ -97%
Freedom Health MGMCR $279.67 ↓ -91%
Optimum MGMCR $279.67 ↓ -91%
Simply Healthcare Plans MGMCR $422.76 ↓ -87%
AvMed HIX $422.76 ↓ -87%
Simply Healthcare HIX $439.02 ↓ -87%
Oscar HIX $520.32 ↓ -84%
Freedom Health MGMCD $520.32 ↓ -84%
AmeriHealth Caritas HIX $552.84 ↓ -83%
Molina MCR $617.88 ↓ -81%
Cigna PPO $682.92 ↓ -79%
Humana HMO $682.92 ↓ -79%
Cigna HMO $682.92 ↓ -79%
AvMed FullyInsured $682.92 ↓ -79%
Health Sun Health Plan MGMCR $692.68 ↓ -79%
MMM of FL (Health Advantage Plan) MCR $747.96 ↓ -77%
United PPO OptionsPPO $770.72 ↓ -76%
AvMed ASOEO $780.48 ↓ -76%
AvMed Empower $845.52 ↓ -74%
AvMed Flex $845.52 ↓ -74%
AvMed Focus $845.52 ↓ -74%
AvMed Select $845.52 ↓ -74%
AvMed Engage $845.52 ↓ -74%
Sunshine State Health Plan QHP $858.53 ↓ -74%
Molina HIX $878.04 ↓ -73%
AvMed MDCSelect $910.56 ↓ -72%
AvMed JHSSelect $910.56 ↓ -72%
Aetna ASA $975.60 ↓ -70%
Humana PPO $1,105.68 ↓ -66%
BLIS COMM $1,138.20 ↓ -65%
United GlobalBenefitPlanAppendix $1,463.40 ↓ -55%
AvMed JacksonFirstNetworkOON $1,626.00 ↓ -50%
Prime Health Sherriff COMM $1,626.00 ↓ -50%
Plotkin Health COMM $1,626.00 ↓ -50%
Medica HealthCare MCR $1,886.16 ↓ -42%
Multiplan COMMPPOPRIMARYNETWORK $2,439.00 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,764.20 ↓ -15%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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St treatment speech individual at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $262.73 $71.16 – $125.01
Adventhealth Lake Wales Lake Wales $510.48 $74.90 – $166.28
Adventhealth Palm Coast Parkway Palm Coast $273.43 not published
Adventhealth Tampa Tampa $417.93 $74.90 – $166.28
AdventHealth New Smyrna Beach New Smyrna Beach $298.86 $71.16 – $163.62
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $852.00 $59.92 – $89.88
Adventhealth Port Charlotte Port Charlotte $643.80 not published
cleveland clinic florida weston hospital Weston $384.15 $54.37 – $520.00

All Florida hospitals for this procedure →