Ot evaluation high complexity patient/family at HCA FLORIDA NORTHWEST HOSPITAL

2801 NORTH STATE ROAD 7, MARGATE, FL · HCA Florida Healthcare · · NPI 1063466563

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.37 with HUMANA vs $1,082.90 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRPPO $88.37
HUMANA MGMCRHMO $88.37
Wellmed MGMCR $89.27
CarePlus SFL MGMCR $89.27
NDMS Definitive Care MGMCR $89.27
Devoted Health MCR $89.27
United GVT $89.27
Veterans Evaluation Services MCR $89.27
BCBS MCRHMO $91.05
BCBS MCRPPO $91.05
United MCR $91.05
Aetna MCR $91.95
AvMed MCR $93.73
Oscar MCR $93.73
Sunshine State MCR $93.73
Prominence HealthFirst MCRHMO $93.73
American Health Plan MCR $94.62
Florida Complete Care MCR $95.52
Cigna HealthSpring MGMCR $95.52
Align MCR $95.52
Centurion GVT $98.19
Doctors Healthcare Plan MCR $98.19
Sunshine State MCD $98.19
Humana TRICR $98.45
CorVel Corporation WORKERSCOMP $98.80
Gold Kidney MCR $99.98
CareWorks (Rockport) WORKERSCOMP $100.88
Prime Health WORKERSCOMP $100.88
Longevity Health Plan MCR $107.12
AmeriHealth Caritas MGMCR $107.12
Optimum MGMCR $109.56
Freedom Health MGMCR $109.56
Solis Health Plan MCR $129.44
Simply Healthcare Plans MGMCR $165.62
AvMed HIX $165.62
Simply Healthcare HIX $171.99
Oscar HIX $203.84
Freedom Health MGMCD $203.84
AmeriHealth Caritas HIX $216.58
Molina MCR $242.06
Cigna PPO $267.54
Humana HMO $267.54
Cigna HMO $267.54
AvMed FullyInsured $267.54
Health Sun Health Plan MGMCR $271.36
MMM of FL (Health Advantage Plan) MCR $293.02
United PPO OptionsPPO $301.94
AvMed ASOEO $305.76
AvMed Empower $331.24
AvMed Flex $331.24
AvMed Focus $331.24
AvMed Select $331.24
AvMed Engage $331.24
Sunshine State Health Plan QHP $336.34
Molina HIX $343.98
AvMed MDCSelect $356.72
AvMed JHSSelect $356.72
Aetna ASA $382.20
Humana PPO $433.16
BLIS COMM $445.90
United GlobalBenefitPlanAppendix $573.30
AvMed JacksonFirstNetworkOON $637.00
Prime Health Sherriff COMM $637.00
Plotkin Health COMM $637.00
Medica HealthCare MCR $738.92
Multiplan COMMPPOPRIMARYNETWORK $955.50
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,082.90
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ot evaluation high complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $369.90 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $474.36 not published
Adventhealth Tampa Tampa $846.31 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $562.30 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,109.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $906.00 not published
cleveland clinic florida weston hospital Weston $547.95 $66.98 – $716.55

All Florida hospitals for this procedure →