Insulin tolerance panel at HCA FLORIDA NORTHWEST HOSPITAL

2801 NORTH STATE ROAD 7, MARGATE, FL · HCA Florida Healthcare · · NPI 1063466563

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,924.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,924.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.97 with HUMANA vs $1,635.40 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRPPO $101.97 ↓ -95%
HUMANA MGMCRHMO $101.97 ↓ -95%
Humana TRICR $102.55 ↓ -95%
CarePlus SFL MGMCR $103.00 ↓ -95%
Wellmed MGMCR $103.00 ↓ -95%
Veterans Evaluation Services MCR $103.00 ↓ -95%
NDMS Definitive Care MGMCR $103.00 ↓ -95%
Devoted Health MCR $103.00 ↓ -95%
United AllPayerAppendix $103.00 ↓ -95%
United GVT $103.00 ↓ -95%
United MCR $105.06 ↓ -95%
BCBS MCRPPO $105.06 ↓ -95%
BCBS MCRHMO $105.06 ↓ -95%
Aetna MCR $106.09 ↓ -94%
Prominence HealthFirst MCRHMO $108.15 ↓ -94%
AvMed MCR $108.15 ↓ -94%
Oscar MCR $108.15 ↓ -94%
Sunshine State MCR $108.15 ↓ -94%
American Health Plan MCR $109.18 ↓ -94%
Align MCR $110.21 ↓ -94%
Cigna HealthSpring MGMCR $110.21 ↓ -94%
Florida Complete Care MCR $110.21 ↓ -94%
Centurion GVT $113.30 ↓ -94%
Doctors Healthcare Plan MCR $113.30 ↓ -94%
Sunshine State MCD $113.30 ↓ -94%
Gold Kidney MCR $115.36 ↓ -94%
AmeriHealth Caritas MGMCR $123.60 ↓ -94%
Longevity Health Plan MCR $123.60 ↓ -94%
Simply Healthcare HIX $130.81 ↓ -93%
Oscar HIX $145.23 ↓ -92%
CorVel Corporation WORKERSCOMP $146.72 ↓ -92%
Solis Health Plan MCR $149.35 ↓ -92%
CareWorks (Rockport) WORKERSCOMP $149.81 ↓ -92%
Prime Health WORKERSCOMP $149.81 ↓ -92%
AmeriHealth Caritas HIX $154.50 ↓ -92%
Freedom Health MGMCR $165.46 ↓ -91%
Optimum MGMCR $165.46 ↓ -91%
Simply Healthcare Plans MGMCR $250.12 ↓ -87%
AvMed HIX $250.12 ↓ -87%
Freedom Health MGMCD $307.84 ↓ -84%
Molina MCR $365.56 ↓ -81%
Humana HMO $404.04 ↓ -79%
AvMed FullyInsured $404.04 ↓ -79%
Health Sun Health Plan MGMCR $409.81 ↓ -79%
MMM of FL (Health Advantage Plan) MCR $442.52 ↓ -77%
United PPO OptionsPPO $455.99 ↓ -76%
AvMed ASOEO $461.76 ↓ -76%
AvMed Select $500.24 ↓ -74%
AvMed Empower $500.24 ↓ -74%
AvMed Focus $500.24 ↓ -74%
AvMed Engage $500.24 ↓ -74%
AvMed Flex $500.24 ↓ -74%
Sunshine State Health Plan QHP $507.94 ↓ -74%
Molina HIX $519.48 ↓ -73%
AvMed MDCSelect $538.72 ↓ -72%
AvMed JHSSelect $538.72 ↓ -72%
Aetna ASA $577.20 ↓ -70%
Humana PPO $654.16 ↓ -66%
BLIS COMM $673.40 ↓ -65%
United GlobalBenefitPlanAppendix $865.80 ↓ -55%
Prime Health Sherriff COMM $962.00 ↓ -50%
Plotkin Health COMM $962.00 ↓ -50%
AvMed JacksonFirstNetworkOON $962.00 ↓ -50%
Medica HealthCare MCR $1,115.92 ↓ -42%
Multiplan COMMPPOPRIMARYNETWORK $1,443.00 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,635.40 ↓ -15%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Insulin tolerance panel at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $491.40 $17.48 – $567.00
indian river hospital Vero Beach $491.40 $16.61 – $604.80
Adventhealth Daytona Beach Daytona Beach not published $97.85 – $171.91
Adventhealth Lake Wales Lake Wales not published $103.00 – $228.66
Adventhealth Palm Coast Parkway Palm Coast not published $97.85 – $220.00
Adventhealth Tampa Tampa not published $103.00 – $228.66
AdventHealth New Smyrna Beach New Smyrna Beach not published $97.85 – $225.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $82.40 – $149.35

All Florida hospitals for this procedure →