Dch validity tests at HCA FLORIDA NORTHWEST HOSPITAL

2801 NORTH STATE ROAD 7, MARGATE, FL · HCA Florida Healthcare · · NPI 1063466563

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$153.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.45 with HUMANA vs $130.05 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRPPO $3.45 ↓ -98%
HUMANA MGMCRHMO $3.45 ↓ -98%
Humana TRICR $3.46 ↓ -98%
CarePlus SFL MGMCR $3.48 ↓ -98%
Wellmed MGMCR $3.48 ↓ -98%
Veterans Evaluation Services MCR $3.48 ↓ -98%
NDMS Definitive Care MGMCR $3.48 ↓ -98%
Devoted Health MCR $3.48 ↓ -98%
United AllPayerAppendix $3.48 ↓ -98%
United GVT $3.48 ↓ -98%
United MCR $3.55 ↓ -98%
BCBS MCRPPO $3.55 ↓ -98%
BCBS MCRHMO $3.55 ↓ -98%
Aetna MCR $3.58 ↓ -98%
Prominence HealthFirst MCRHMO $3.65 ↓ -98%
AvMed MCR $3.65 ↓ -98%
Oscar MCR $3.65 ↓ -98%
Sunshine State MCR $3.65 ↓ -98%
American Health Plan MCR $3.69 ↓ -98%
Align MCR $3.72 ↓ -98%
Cigna HealthSpring MGMCR $3.72 ↓ -98%
Florida Complete Care MCR $3.72 ↓ -98%
Centurion GVT $3.83 ↓ -97%
Doctors Healthcare Plan MCR $3.83 ↓ -97%
Sunshine State MCD $3.83 ↓ -97%
Gold Kidney MCR $3.90 ↓ -97%
AmeriHealth Caritas MGMCR $4.18 ↓ -97%
Longevity Health Plan MCR $4.18 ↓ -97%
Simply Healthcare HIX $4.42 ↓ -97%
Oscar HIX $4.91 ↓ -97%
Solis Health Plan MCR $5.05 ↓ -97%
AmeriHealth Caritas HIX $5.22 ↓ -97%
Optimum MGMCR $13.16 ↓ -91%
Freedom Health MGMCR $13.16 ↓ -91%
AvMed HIX $19.89 ↓ -87%
Simply Healthcare Plans MGMCR $19.89 ↓ -87%
Freedom Health MGMCD $24.48 ↓ -84%
Molina MCR $29.07 ↓ -81%
Humana HMO $32.13 ↓ -79%
AvMed FullyInsured $32.13 ↓ -79%
Health Sun Health Plan MGMCR $32.59 ↓ -79%
MMM of FL (Health Advantage Plan) MCR $35.19 ↓ -77%
United PPO OptionsPPO $36.26 ↓ -76%
AvMed ASOEO $36.72 ↓ -76%
CorVel Corporation WORKERSCOMP $39.05 ↓ -74%
AvMed Focus $39.78 ↓ -74%
AvMed Select $39.78 ↓ -74%
AvMed Empower $39.78 ↓ -74%
AvMed Engage $39.78 ↓ -74%
AvMed Flex $39.78 ↓ -74%
CareWorks (Rockport) WORKERSCOMP $39.88 ↓ -74%
Prime Health WORKERSCOMP $39.88 ↓ -74%
Sunshine State Health Plan QHP $40.39 ↓ -74%
Molina HIX $41.31 ↓ -73%
AvMed MDCSelect $42.84 ↓ -72%
AvMed JHSSelect $42.84 ↓ -72%
Aetna ASA $45.90 ↓ -70%
Humana PPO $52.02 ↓ -66%
BLIS COMM $53.55 ↓ -65%
United GlobalBenefitPlanAppendix $68.85 ↓ -55%
Prime Health Sherriff COMM $76.50 ↓ -50%
Plotkin Health COMM $76.50 ↓ -50%
AvMed JacksonFirstNetworkOON $76.50 ↓ -50%
Medica HealthCare MCR $88.74 ↓ -42%
Multiplan COMMPPOPRIMARYNETWORK $114.75 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $130.05 ↓ -15%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Dch validity tests at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Palm Coast Parkway Palm Coast $60.18 $3.31 – $7.43
Adventhealth Tampa Tampa $61.78 $3.48 – $7.73
Adventhealth Port Charlotte Port Charlotte $25.85 $3.48 – $6.35
cleveland clinic florida weston hospital Weston $25.35 $1.43 – $31.45
martin north hospital Stuart $51.35 $1.50 – $18.50
indian river hospital Vero Beach $25.35 $1.43 – $29.60
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $4.90 $3.06 – $8.70
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $8.20 $3.48 – $12.76

All Florida hospitals for this procedure →