Warde copper at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$467.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$719.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.01 with BLUE CROSS vs $24.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $4.01 ↓ -99%
MEDICA HEALTH PLAN MEDICA MCR HMO $5.04 ↓ -99%
LEON MEDICAL LEON HEALTH MC HMO $5.04 ↓ -99%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $5.04 ↓ -99%
MEDICARE SIMPLYHLTH MC HMO NC $5.04 ↓ -99%
LEON MEDICAL LEON MED MC HMO NC $5.04 ↓ -99%
BLUE CROSS BCBS MEDICARE PPO $5.04 ↓ -99%
UNITED HEALTHCARE UNITED HLTH MC HMO $5.04 ↓ -99%
HUMANA CAREPLUS MC HMO $5.49 ↓ -99%
HUMANA HUMANA MEDICARE $5.49 ↓ -99%
AVMED AVMED MEDICARE $5.54 ↓ -99%
AETNA AETNA MEDICARE $5.57 ↓ -99%
CIGNA CIGNA MEDICARE ADVANTAGE $5.75 ↓ -99%
MEDICAID SIMPLYHLTH MD HMO NC $6.16 ↓ -99%
AMERIGROUP AMERIGROUP $6.16 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHY KIDS $6.16 ↓ -99%
UNITED HEALTHCARE UNITED MD HMO $6.16 ↓ -99%
WELLCARE WELL CARE MD HMONC $6.47 ↓ -99%
SUNSHINE STATE SUNSHINE ST MD HMONC $6.53 ↓ -99%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $6.65 ↓ -99%
AETNA AETNA BETTER HEALTH MEDICAID $6.65 ↓ -99%
VISTA COVENTRY MEDICAID $6.65 ↓ -99%
MEDICAID PRESTIGE MD HMO NC $6.78 ↓ -99%
MEDICARE DEVOTED HEALTH MC HMO $6.80 ↓ -99%
NON CONTRACTED OSCAR HEALTH EXCHANGE $8.81 ↓ -98%
AETNA AETNA TIER 2 $11.71 ↓ -97%
AETNA AETNA HMO $11.71 ↓ -97%
AETNA AETNA CATASTROPHIC $12.24 ↓ -97%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $14.93 ↓ -97%
INTERNATIONAL INTERNATIONAL AETNA $15.60 ↓ -97%
AETNA AETNA HMO EXCHANGE $16.32 ↓ -97%
AVMED AVMED ENTRUST $16.49 ↓ -96%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $17.04 ↓ -96%
BLUE CROSS BLUE CARE HMO $18.00 ↓ -96%
BLUE CROSS BLUE SELECT $18.00 ↓ -96%
BLUE CROSS BCBS PPC CAH $18.00 ↓ -96%
DIMENSION HEALTH PLAN DIMENSION 2 $18.00 ↓ -96%
AMERIHEALTH AMERIHTH CARITAS NXT EX $18.00 ↓ -96%
AETNA AETNA PPO $18.38 ↓ -96%
UNITED HEALTHCARE INTL UNITED HEALTH $19.20 ↓ -96%
CIGNA CIGNA HMO $19.20 ↓ -96%
UNITED HEALTHCARE NHP HMO $19.20 ↓ -96%
UNITED HEALTHCARE UNITED HMO $19.20 ↓ -96%
CIGNA CIGNA PPO $19.20 ↓ -96%
UNITED HEALTHCARE UNITED PPO $19.20 ↓ -96%
AVMED AVMED HMO $19.87 ↓ -96%
AVMED AVMED PPO $19.87 ↓ -96%
AVMED AVMED INDIVIDUAL $19.87 ↓ -96%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $21.60 ↓ -95%
PHCS PHCS $21.60 ↓ -95%
BLUE CROSS BCBS PHS CAH $21.60 ↓ -95%
AFFORDABLE AFFORDABLE PPO $21.60 ↓ -95%
QUALITY HEALTH MULTIPLAN $21.60 ↓ -95%
BLUE CROSS BCBS NETWORKBLUE $24.00 ↓ -95%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $24.00 ↓ -95%
BLUE CROSS BLUE CROSS $24.00 ↓ -95%

Visitor-reported prices

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Warde copper at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $37.72 $11.79 – $20.71
Adventhealth Lake Wales Lake Wales $39.09 $12.41 – $27.55
Adventhealth Palm Coast Parkway Palm Coast $37.72 $11.79 – $26.51
Adventhealth Tampa Tampa $191.55 $12.41 – $27.55
AdventHealth New Smyrna Beach New Smyrna Beach $32.33 $11.79 – $27.11
Adventhealth Port Charlotte Port Charlotte $91.09 $12.41 – $22.66
cleveland clinic florida weston hospital Weston $116.35 $4.75 – $19.00
martin north hospital Stuart $116.35 $5.57 – $18.28

All Florida hospitals for this procedure →