Urine ost pouch w faucet/tap at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$1.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.33 with BLUE CROSS vs $2.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $0.33 ↓ -75%
BLUE CROSS BCBS MEDICARE PPO $0.42 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $0.42 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $0.42 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $0.42 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $0.42 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $0.42 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $0.42 ↓ -68%
AETNA AETNA MEDICARE $0.46 ↓ -65%
AVMED AVMED MEDICARE $0.46 ↓ -65%
HUMANA HUMANA MEDICARE $0.46 ↓ -65%
HUMANA CAREPLUS MC HMO $0.46 ↓ -65%
CIGNA CIGNA MEDICARE ADVANTAGE $0.48 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $0.57 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $0.73 ↓ -44%
AETNA AETNA TIER 2 $0.98 ↓ -25%
AETNA AETNA HMO $0.98 ↓ -25%
AETNA AETNA CATASTROPHIC $1.02 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $1.24 ↓ -5%
INTERNATIONAL INTERNATIONAL AETNA $1.30 ↑ +0%
AETNA AETNA HMO EXCHANGE $1.36 ↑ +5%
AVMED AVMED ENTRUST $1.37 ↑ +5%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $1.42 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $1.50 ↑ +15%
BLUE CROSS BLUE CARE HMO $1.50 ↑ +15%
BLUE CROSS BLUE SELECT $1.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $1.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $1.50 ↑ +15%
AETNA AETNA PPO $1.53 ↑ +18%
UNITED HEALTHCARE NHP HMO $1.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $1.60 ↑ +23%
CIGNA CIGNA PPO $1.60 ↑ +23%
UNITED HEALTHCARE UNITED HMO $1.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $1.60 ↑ +23%
CIGNA CIGNA HMO $1.60 ↑ +23%
AVMED AVMED INDIVIDUAL $1.66 ↑ +28%
AVMED AVMED HMO $1.66 ↑ +28%
AVMED AVMED PPO $1.66 ↑ +28%
AFFORDABLE AFFORDABLE PPO $1.80 ↑ +38%
QUALITY HEALTH MULTIPLAN $1.80 ↑ +38%
PHCS PHCS $1.80 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $1.80 ↑ +38%
BLUE CROSS BCBS PHS CAH $1.80 ↑ +38%
BLUE CROSS BLUE CROSS $2.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $2.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $2.00 ↑ +54%

Visitor-reported prices

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Urine ost pouch w faucet/tap at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $1.30 $0.35 – $173.17
Bethesda Hospital East BOYNTON BEACH $1.30 $0.40 – $1.80
Doctors Hospital CORAL GABLES $1.30 $0.35 – $1.80
Baptist Health Hospital Doral SOUTH MIAMI $1.30 $0.35 – $1.80
Homestead Hospital HOMESTEAD $1.30 $0.34 – $167.89
Mariners Hospital TAVERNIER $1.30 $0.35 – $1.80
West Kendall Baptist Hospital MIAMI $1.30 $0.34 – $1.80
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $47.00 $8.83 – $13.47

All Florida hospitals for this procedure →