Tee w or without fol w/cont, mon at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$2,492.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,835.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$288.47 with UNITED HEALTHCARE vs $3,835.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED MD HMO $288.47 ↓ -88%
AMERIGROUP AMERIGROUP $288.47 ↓ -88%
MEDICAID SIMPLYHLTH MD HMO NC $288.47 ↓ -88%
UNITED HEALTHCARE UNITED HEALTHY KIDS $288.47 ↓ -88%
WELLCARE WELL CARE MD HMONC $302.90 ↓ -88%
SUNSHINE STATE SUNSHINE ST MD HMONC $305.78 ↓ -88%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $311.55 ↓ -88%
AETNA AETNA BETTER HEALTH MEDICAID $311.55 ↓ -88%
VISTA COVENTRY MEDICAID $311.55 ↓ -88%
MEDICAID PRESTIGE MD HMO NC $317.32 ↓ -87%
BLUE CROSS MY BLUE EX $640.45 ↓ -74%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $805.35 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $805.35 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $805.35 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $805.35 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $805.35 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $805.35 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $805.35 ↓ -68%
HUMANA HUMANA MEDICARE $877.83 ↓ -65%
HUMANA CAREPLUS MC HMO $877.83 ↓ -65%
AVMED AVMED MEDICARE $885.89 ↓ -64%
AETNA AETNA MEDICARE $889.72 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $918.10 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $1,087.22 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $1,407.45 ↓ -44%
AETNA AETNA HMO $1,871.48 ↓ -25%
AETNA AETNA TIER 2 $1,871.48 ↓ -25%
AETNA AETNA CATASTROPHIC $1,955.85 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $2,385.37 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $2,492.75 ↑ +0%
AETNA AETNA HMO EXCHANGE $2,607.80 ↑ +5%
AVMED AVMED ENTRUST $2,634.65 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $2,722.85 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $2,876.25 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $2,876.25 ↑ +15%
BLUE CROSS BLUE SELECT $2,876.25 ↑ +15%
BLUE CROSS BCBS PPC CAH $2,876.25 ↑ +15%
BLUE CROSS BLUE CARE HMO $2,876.25 ↑ +15%
AETNA AETNA PPO $2,937.61 ↑ +18%
UNITED HEALTHCARE UNITED HMO $3,068.00 ↑ +23%
CIGNA CIGNA PPO $3,068.00 ↑ +23%
UNITED HEALTHCARE NHP HMO $3,068.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $3,068.00 ↑ +23%
CIGNA CIGNA HMO $3,068.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $3,068.00 ↑ +23%
AVMED AVMED INDIVIDUAL $3,175.38 ↑ +27%
AVMED AVMED HMO $3,175.38 ↑ +27%
AVMED AVMED PPO $3,175.38 ↑ +27%
QUALITY HEALTH MULTIPLAN $3,451.50 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $3,451.50 ↑ +38%
BLUE CROSS BCBS PHS CAH $3,451.50 ↑ +38%
AFFORDABLE AFFORDABLE PPO $3,451.50 ↑ +38%
PHCS PHCS $3,451.50 ↑ +38%
BLUE CROSS BCBS NETWORKBLUE $3,835.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $3,835.00 ↑ +54%
BLUE CROSS BLUE CROSS $3,835.00 ↑ +54%

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Tee w or without fol w/cont, mon at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $2,492.75 $173.17 – $3,451.50
Bethesda Hospital East BOYNTON BEACH $2,492.75 $297.58 – $3,451.50
Doctors Hospital CORAL GABLES $2,492.75 $288.47 – $3,451.50
Baptist Health Hospital Doral SOUTH MIAMI $2,492.75 $288.47 – $3,451.50
Homestead Hospital HOMESTEAD $2,492.75 $167.89 – $3,451.50
Mariners Hospital TAVERNIER $2,492.75 $288.47 – $3,451.50
West Kendall Baptist Hospital MIAMI $2,492.75 $288.47 – $3,451.50
Adventhealth Daytona Beach Daytona Beach not published $777.70 – $1,366.30

All Florida hospitals for this procedure →