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Sinus CT scan (with contrast) at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$3,521.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,418.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.10 with AMERIGROUP vs $5,418.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP AMERIGROUP $197.10 ↓ -94%
UNITED HEALTHCARE UNITED HEALTHY KIDS $197.10 ↓ -94%
UNITED HEALTHCARE UNITED MD HMO $197.10 ↓ -94%
MEDICAID SIMPLYHLTH MD HMO NC $197.10 ↓ -94%
WELLCARE WELL CARE MD HMONC $206.95 ↓ -94%
SUNSHINE STATE SUNSHINE ST MD HMONC $208.92 ↓ -94%
VISTA COVENTRY MEDICAID $212.86 ↓ -94%
AETNA AETNA BETTER HEALTH MEDICAID $212.86 ↓ -94%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $212.86 ↓ -94%
MEDICAID PRESTIGE MD HMO NC $216.81 ↓ -94%
BLUE CROSS MY BLUE EX $904.81 ↓ -74%
MEDICA HEALTH PLAN MEDICA MCR HMO $1,137.78 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $1,137.78 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $1,137.78 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $1,137.78 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $1,137.78 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $1,137.78 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $1,137.78 ↓ -68%
HUMANA HUMANA MEDICARE $1,240.18 ↓ -65%
HUMANA CAREPLUS MC HMO $1,240.18 ↓ -65%
AVMED AVMED MEDICARE $1,251.56 ↓ -64%
AETNA AETNA MEDICARE $1,256.98 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $1,297.07 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $1,536.00 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $1,988.41 ↓ -44%
AETNA AETNA TIER 2 $2,643.98 ↓ -25%
AETNA AETNA HMO $2,643.98 ↓ -25%
AETNA AETNA CATASTROPHIC $2,763.18 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $3,370.00 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $3,521.70 ↑ +0%
AETNA AETNA HMO EXCHANGE $3,684.24 ↑ +5%
AVMED AVMED ENTRUST $3,722.17 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $3,846.78 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $4,063.50 ↑ +15%
BLUE CROSS BLUE CARE HMO $4,063.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $4,063.50 ↑ +15%
BLUE CROSS BLUE SELECT $4,063.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $4,063.50 ↑ +15%
AETNA AETNA PPO $4,150.19 ↑ +18%
CIGNA CIGNA PPO $4,334.40 ↑ +23%
CIGNA CIGNA HMO $4,334.40 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $4,334.40 ↑ +23%
UNITED HEALTHCARE NHP HMO $4,334.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $4,334.40 ↑ +23%
UNITED HEALTHCARE UNITED HMO $4,334.40 ↑ +23%
AVMED AVMED INDIVIDUAL $4,486.10 ↑ +27%
AVMED AVMED HMO $4,486.10 ↑ +27%
AVMED AVMED PPO $4,486.10 ↑ +27%
PHCS PHCS $4,876.20 ↑ +38%
AFFORDABLE AFFORDABLE PPO $4,876.20 ↑ +38%
QUALITY HEALTH MULTIPLAN $4,876.20 ↑ +38%
BLUE CROSS BCBS PHS CAH $4,876.20 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $4,876.20 ↑ +38%
BLUE CROSS BCBS NETWORKBLUE $5,418.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $5,418.00 ↑ +54%
BLUE CROSS BLUE CROSS $5,418.00 ↑ +54%

Visitor-reported prices

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Sinus CT scan (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $1,320.80 $52.65 – $1,304.75
martin north hospital Stuart $997.75 $48.17 – $767.50
indian river hospital Vero Beach $997.75 $52.65 – $1,228.00
Bethesda Hospital East BOYNTON BEACH $3,521.70 $183.17 – $4,876.20
Baptist Hospital MIAMI $3,753.75 $173.17 – $4,876.20
Boca Raton Regional Hospital BOCA RATON $3,201.90 $179.88 – $3,216.68
Doctors Hospital CORAL GABLES $3,521.70 $183.17 – $4,876.20
Baptist Health Hospital Doral SOUTH MIAMI $3,753.75 $183.17 – $4,876.20

All Florida hospitals for this procedure →