Pt evaluation moderate complexity patient/family at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$391.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$602.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.53 with BLUE CROSS vs $602.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $100.53 ↓ -74%
LEON MEDICAL LEON MED MC HMO NC $126.42 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $126.42 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $126.42 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $126.42 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $126.42 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $126.42 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $126.42 ↓ -68%
HUMANA CAREPLUS MC HMO $137.80 ↓ -65%
HUMANA HUMANA MEDICARE $137.80 ↓ -65%
AVMED AVMED MEDICARE $139.06 ↓ -64%
AETNA AETNA MEDICARE $139.66 ↓ -64%
AMERIGROUP AMERIGROUP $143.21 ↓ -63%
UNITED HEALTHCARE UNITED MD HMO $143.21 ↓ -63%
UNITED HEALTHCARE UNITED HEALTHY KIDS $143.21 ↓ -63%
MEDICAID SIMPLYHLTH MD HMO NC $143.21 ↓ -63%
CIGNA CIGNA MEDICARE ADVANTAGE $144.12 ↓ -63%
WELLCARE WELL CARE MD HMONC $150.37 ↓ -62%
SUNSHINE STATE SUNSHINE ST MD HMONC $151.80 ↓ -61%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $154.67 ↓ -60%
AETNA AETNA BETTER HEALTH MEDICAID $154.67 ↓ -60%
VISTA COVENTRY MEDICAID $154.67 ↓ -60%
MEDICAID PRESTIGE MD HMO NC $157.53 ↓ -60%
MEDICARE DEVOTED HEALTH MC HMO $170.67 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $220.93 ↓ -44%
AETNA AETNA TIER 2 $293.78 ↓ -25%
AETNA AETNA HMO $293.78 ↓ -25%
AETNA AETNA CATASTROPHIC $307.02 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $374.44 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $391.30 ↑ +0%
AETNA AETNA HMO EXCHANGE $409.36 ↑ +5%
AVMED AVMED ENTRUST $413.57 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $427.42 ↑ +9%
BLUE CROSS BLUE CARE HMO $451.50 ↑ +15%
BLUE CROSS BLUE SELECT $451.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $451.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $451.50 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $451.50 ↑ +15%
AETNA AETNA PPO $461.13 ↑ +18%
UNITED HEALTHCARE INTL UNITED HEALTH $481.60 ↑ +23%
CIGNA CIGNA HMO $481.60 ↑ +23%
UNITED HEALTHCARE NHP HMO $481.60 ↑ +23%
UNITED HEALTHCARE UNITED HMO $481.60 ↑ +23%
CIGNA CIGNA PPO $481.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $481.60 ↑ +23%
AVMED AVMED HMO $498.46 ↑ +27%
AVMED AVMED PPO $498.46 ↑ +27%
AVMED AVMED INDIVIDUAL $498.46 ↑ +27%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $541.80 ↑ +38%
PHCS PHCS $541.80 ↑ +38%
BLUE CROSS BCBS PHS CAH $541.80 ↑ +38%
AFFORDABLE AFFORDABLE PPO $541.80 ↑ +38%
QUALITY HEALTH MULTIPLAN $541.80 ↑ +38%
BLUE CROSS BCBS NETWORKBLUE $602.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $602.00 ↑ +54%
BLUE CROSS BLUE CROSS $602.00 ↑ +54%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $91.20 – $160.22
Adventhealth Lake Wales Lake Wales $589.05 $96.00 – $213.12
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $660.51 $96.00 – $213.12
AdventHealth New Smyrna Beach New Smyrna Beach $444.78 $91.20 – $209.71
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $765.67 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →