Protector nerve neurawrap 4cm at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$11,696.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,995.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,088.00 with BLUE CROSS vs $12,503.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $2,088.00 ↓ -82%
BLUE CROSS BCBS MEDICARE PPO $2,625.63 ↓ -78%
LEON MEDICAL LEON HEALTH MC HMO $2,625.63 ↓ -78%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $2,625.63 ↓ -78%
MEDICARE SIMPLYHLTH MC HMO NC $2,625.63 ↓ -78%
UNITED HEALTHCARE UNITED HLTH MC HMO $2,625.63 ↓ -78%
LEON MEDICAL LEON MED MC HMO NC $2,625.63 ↓ -78%
MEDICA HEALTH PLAN MEDICA MCR HMO $2,625.63 ↓ -78%
HUMANA HUMANA MEDICARE $2,861.94 ↓ -76%
HUMANA CAREPLUS MC HMO $2,861.94 ↓ -76%
AVMED AVMED MEDICARE $2,888.19 ↓ -75%
AETNA AETNA MEDICARE $2,900.70 ↓ -75%
CIGNA CIGNA MEDICARE ADVANTAGE $2,993.22 ↓ -74%
MEDICARE DEVOTED HEALTH MC HMO $3,544.60 ↓ -70%
NON CONTRACTED OSCAR HEALTH EXCHANGE $4,588.60 ↓ -61%
AETNA AETNA TIER 2 $6,101.46 ↓ -48%
AETNA AETNA HMO $6,101.46 ↓ -48%
AETNA AETNA CATASTROPHIC $6,376.53 ↓ -45%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $7,776.87 ↓ -34%
INTERNATIONAL INTERNATIONAL AETNA $8,126.95 ↓ -31%
AETNA AETNA HMO EXCHANGE $8,502.04 ↓ -27%
AVMED AVMED ENTRUST $8,589.56 ↓ -27%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $8,877.13 ↓ -24%
AMERIHEALTH AMERIHTH CARITAS NXT EX $9,377.25 ↓ -20%
BLUE CROSS BLUE CARE HMO $9,377.25 ↓ -20%
BLUE CROSS BLUE SELECT $9,377.25 ↓ -20%
DIMENSION HEALTH PLAN DIMENSION 2 $9,377.25 ↓ -20%
BLUE CROSS BCBS PPC CAH $9,377.25 ↓ -20%
AETNA AETNA PPO $9,577.30 ↓ -18%
UNITED HEALTHCARE NHP HMO $10,002.40 ↓ -14%
UNITED HEALTHCARE UNITED PPO $10,002.40 ↓ -14%
CIGNA CIGNA PPO $10,002.40 ↓ -14%
UNITED HEALTHCARE UNITED HMO $10,002.40 ↓ -14%
UNITED HEALTHCARE INTL UNITED HEALTH $10,002.40 ↓ -14%
CIGNA CIGNA HMO $10,002.40 ↓ -14%
AVMED AVMED INDIVIDUAL $10,352.48 ↓ -11%
AVMED AVMED HMO $10,352.48 ↓ -11%
AVMED AVMED PPO $10,352.48 ↓ -11%
AFFORDABLE AFFORDABLE PPO $11,252.70 ↓ -4%
QUALITY HEALTH MULTIPLAN $11,252.70 ↓ -4%
PHCS PHCS $11,252.70 ↓ -4%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $11,252.70 ↓ -4%
BLUE CROSS BCBS PHS CAH $11,252.70 ↓ -4%
BLUE CROSS BLUE CROSS $12,503.00 ↑ +7%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $12,503.00 ↑ +7%
BLUE CROSS BCBS NETWORKBLUE $12,503.00 ↑ +7%

Visitor-reported prices

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Protector nerve neurawrap 4cm at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $11,696.75 $173.17 – $11,252.70
Bethesda Hospital East BOYNTON BEACH $11,696.75 $2,488.10 – $11,252.70
Doctors Hospital CORAL GABLES $11,696.75 $2,188.03 – $11,252.70
Baptist Health Hospital Doral SOUTH MIAMI $11,696.75 $2,175.52 – $11,252.70
Homestead Hospital HOMESTEAD $11,696.75 $167.89 – $11,252.70
Mariners Hospital TAVERNIER $11,696.75 $2,163.02 – $11,252.70
West Kendall Baptist Hospital MIAMI $11,696.75 $2,138.01 – $11,252.70
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $3,608.70 $1,644.38 – $1,644.38

All Florida hospitals for this procedure →