Ndl round specialty proguide at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$515.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$793.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$132.43 with BLUE CROSS vs $793.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $132.43 ↓ -74%
BLUE CROSS BCBS MEDICARE PPO $166.53 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $166.53 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $166.53 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $166.53 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $166.53 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $166.53 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $166.53 ↓ -68%
HUMANA HUMANA MEDICARE $181.52 ↓ -65%
HUMANA CAREPLUS MC HMO $181.52 ↓ -65%
AVMED AVMED MEDICARE $183.18 ↓ -64%
AETNA AETNA MEDICARE $183.98 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $189.84 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $224.82 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $291.03 ↓ -44%
AETNA AETNA TIER 2 $386.98 ↓ -25%
AETNA AETNA HMO $386.98 ↓ -25%
AETNA AETNA CATASTROPHIC $404.43 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $493.25 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $515.45 ↑ +0%
AETNA AETNA HMO EXCHANGE $539.24 ↑ +5%
AVMED AVMED ENTRUST $544.79 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $563.03 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $594.75 ↑ +15%
BLUE CROSS BLUE CARE HMO $594.75 ↑ +15%
BLUE CROSS BLUE SELECT $594.75 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $594.75 ↑ +15%
BLUE CROSS BCBS PPC CAH $594.75 ↑ +15%
AETNA AETNA PPO $607.44 ↑ +18%
UNITED HEALTHCARE NHP HMO $634.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $634.40 ↑ +23%
CIGNA CIGNA PPO $634.40 ↑ +23%
UNITED HEALTHCARE UNITED HMO $634.40 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $634.40 ↑ +23%
CIGNA CIGNA HMO $634.40 ↑ +23%
AVMED AVMED INDIVIDUAL $656.60 ↑ +27%
AVMED AVMED HMO $656.60 ↑ +27%
AVMED AVMED PPO $656.60 ↑ +27%
AFFORDABLE AFFORDABLE PPO $713.70 ↑ +38%
QUALITY HEALTH MULTIPLAN $713.70 ↑ +38%
PHCS PHCS $713.70 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $713.70 ↑ +38%
BLUE CROSS BCBS PHS CAH $713.70 ↑ +38%
BLUE CROSS BLUE CROSS $793.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $793.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $793.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ndl round specialty proguide at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $213.85 $7.22 – $36.55
Baptist Hospital MIAMI $515.45 $137.19 – $713.70
Bethesda Hospital East BOYNTON BEACH $515.45 $159.39 – $713.70
Boca Raton Regional Hospital BOCA RATON $79.30 $36.72 – $122.00
Doctors Hospital CORAL GABLES $515.45 $138.78 – $713.70
Baptist Health Hospital Doral SOUTH MIAMI $515.45 $137.98 – $713.70
Homestead Hospital HOMESTEAD $515.45 $134.81 – $713.70
Mariners Hospital TAVERNIER $515.45 $137.19 – $713.70

All Florida hospitals for this procedure →