MRI upper extremity other than joint without contrast (both sides) at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$2,775.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$147.32 with UNITED HEALTHCARE vs $4,270.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHY KIDS $147.32 ↓ -95%
AMERIGROUP AMERIGROUP $147.32 ↓ -95%
UNITED HEALTHCARE UNITED MD HMO $147.32 ↓ -95%
MEDICAID SIMPLYHLTH MD HMO NC $147.32 ↓ -95%
WELLCARE WELL CARE MD HMONC $154.68 ↓ -94%
SUNSHINE STATE SUNSHINE ST MD HMONC $156.16 ↓ -94%
AETNA AETNA BETTER HEALTH MEDICAID $159.10 ↓ -94%
VISTA COVENTRY MEDICAID $159.10 ↓ -94%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $159.10 ↓ -94%
MEDICAID PRESTIGE MD HMO NC $162.05 ↓ -94%
BLUE CROSS MY BLUE EX $713.09 ↓ -74%
MEDICARE SIMPLYHLTH MC HMO NC $896.70 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $896.70 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $896.70 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $896.70 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $896.70 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $896.70 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $896.70 ↓ -68%
HUMANA HUMANA MEDICARE $977.40 ↓ -65%
HUMANA CAREPLUS MC HMO $977.40 ↓ -65%
AVMED AVMED MEDICARE $986.37 ↓ -64%
AETNA AETNA MEDICARE $990.64 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $1,022.24 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $1,210.55 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $1,567.09 ↓ -44%
AETNA AETNA HMO $2,083.76 ↓ -25%
AETNA AETNA TIER 2 $2,083.76 ↓ -25%
AETNA AETNA CATASTROPHIC $2,177.70 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $2,655.94 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $2,775.50 ↑ +0%
AETNA AETNA HMO EXCHANGE $2,903.60 ↑ +5%
AVMED AVMED ENTRUST $2,933.49 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $3,031.70 ↑ +9%
BLUE CROSS BLUE SELECT $3,202.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $3,202.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $3,202.50 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $3,202.50 ↑ +15%
BLUE CROSS BLUE CARE HMO $3,202.50 ↑ +15%
AETNA AETNA PPO $3,270.82 ↑ +18%
CIGNA CIGNA PPO $3,416.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $3,416.00 ↑ +23%
CIGNA CIGNA HMO $3,416.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $3,416.00 ↑ +23%
UNITED HEALTHCARE NHP HMO $3,416.00 ↑ +23%
UNITED HEALTHCARE UNITED HMO $3,416.00 ↑ +23%
AVMED AVMED INDIVIDUAL $3,535.56 ↑ +27%
AVMED AVMED HMO $3,535.56 ↑ +27%
AVMED AVMED PPO $3,535.56 ↑ +27%
AFFORDABLE AFFORDABLE PPO $3,843.00 ↑ +38%
PHCS PHCS $3,843.00 ↑ +38%
QUALITY HEALTH MULTIPLAN $3,843.00 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $3,843.00 ↑ +38%
BLUE CROSS BCBS PHS CAH $3,843.00 ↑ +38%
BLUE CROSS BLUE CROSS $4,270.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $4,270.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $4,270.00 ↑ +54%

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MRI upper extremity other than joint without contrast (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,472.88 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $3,944.52 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $5,472.88 $236.71 – $703.89
Adventhealth Tampa Tampa $4,753.13 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $2,308.51 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $7,555.74 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,706.25 $55.82 – $1,772.25
martin north hospital Stuart $1,355.25 $49.95 – $1,042.50

All Florida hospitals for this procedure →