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Metabolic Blood Panel (Basic) at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$438.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.59 with AMERIGROUP vs $675.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP AMERIGROUP $4.59 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHY KIDS $4.59 ↓ -99%
UNITED HEALTHCARE UNITED MD HMO $4.59 ↓ -99%
MEDICAID SIMPLYHLTH MD HMO NC $4.59 ↓ -99%
WELLCARE WELL CARE MD HMONC $4.82 ↓ -99%
SUNSHINE STATE SUNSHINE ST MD HMONC $4.87 ↓ -99%
VISTA COVENTRY MEDICAID $4.96 ↓ -99%
AETNA AETNA BETTER HEALTH MEDICAID $4.96 ↓ -99%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $4.96 ↓ -99%
MEDICAID PRESTIGE MD HMO NC $5.05 ↓ -99%
BLUE CROSS MY BLUE EX $112.73 ↓ -74%
MEDICA HEALTH PLAN MEDICA MCR HMO $141.75 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $141.75 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $141.75 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $141.75 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $141.75 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $141.75 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $141.75 ↓ -68%
HUMANA HUMANA MEDICARE $154.51 ↓ -65%
HUMANA CAREPLUS MC HMO $154.51 ↓ -65%
AVMED AVMED MEDICARE $155.93 ↓ -64%
AETNA AETNA MEDICARE $156.60 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $161.60 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $191.36 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $247.73 ↓ -44%
AETNA AETNA TIER 2 $329.40 ↓ -25%
AETNA AETNA HMO $329.40 ↓ -25%
AETNA AETNA CATASTROPHIC $344.25 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $419.85 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $438.75 ↑ +0%
AETNA AETNA HMO EXCHANGE $459.00 ↑ +5%
AVMED AVMED ENTRUST $463.73 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $479.25 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $506.25 ↑ +15%
BLUE CROSS BLUE CARE HMO $506.25 ↑ +15%
BLUE CROSS BCBS PPC CAH $506.25 ↑ +15%
BLUE CROSS BLUE SELECT $506.25 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $506.25 ↑ +15%
AETNA AETNA PPO $517.05 ↑ +18%
CIGNA CIGNA PPO $540.00 ↑ +23%
CIGNA CIGNA HMO $540.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $540.00 ↑ +23%
UNITED HEALTHCARE NHP HMO $540.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $540.00 ↑ +23%
UNITED HEALTHCARE UNITED HMO $540.00 ↑ +23%
AVMED AVMED INDIVIDUAL $558.90 ↑ +27%
AVMED AVMED HMO $558.90 ↑ +27%
AVMED AVMED PPO $558.90 ↑ +27%
PHCS PHCS $607.50 ↑ +38%
AFFORDABLE AFFORDABLE PPO $607.50 ↑ +38%
QUALITY HEALTH MULTIPLAN $607.50 ↑ +38%
BLUE CROSS BCBS PHS CAH $607.50 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $607.50 ↑ +38%
BLUE CROSS BCBS NETWORKBLUE $675.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $675.00 ↑ +54%
BLUE CROSS BLUE CROSS $675.00 ↑ +54%

Visitor-reported prices

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Metabolic Blood Panel (Basic) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $100.10 $3.55 – $130.90
martin north hospital Stuart $278.20 $4.54 – $321.00
indian river hospital Vero Beach $100.10 $4.31 – $123.20
Baptist Hospital MIAMI $438.75 $4.74 – $607.50
Bethesda Hospital East BOYNTON BEACH $438.75 $4.74 – $607.50
Boca Raton Regional Hospital BOCA RATON $310.70 $8.46 – $20.24
Doctors Hospital CORAL GABLES $438.75 $4.59 – $607.50
Baptist Health Hospital Doral SOUTH MIAMI $438.75 $4.59 – $607.50

All Florida hospitals for this procedure →