Kit sound processor cochlear osia 2 at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$32,397.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$49,842.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8,323.61 with BLUE CROSS vs $49,842.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $8,323.61 ↓ -74%
BLUE CROSS BCBS MEDICARE PPO $10,466.82 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $10,466.82 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $10,466.82 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $10,466.82 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $10,466.82 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $10,466.82 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $10,466.82 ↓ -68%
HUMANA HUMANA MEDICARE $11,408.83 ↓ -65%
HUMANA CAREPLUS MC HMO $11,408.83 ↓ -65%
AVMED AVMED MEDICARE $11,513.50 ↓ -64%
AETNA AETNA MEDICARE $11,563.34 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $11,932.17 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $14,130.21 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $18,292.01 ↓ -44%
AETNA AETNA TIER 2 $24,322.90 ↓ -25%
AETNA AETNA HMO $24,322.90 ↓ -25%
AETNA AETNA CATASTROPHIC $25,419.42 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $31,001.72 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $32,397.30 ↑ +0%
AETNA AETNA HMO EXCHANGE $33,892.56 ↑ +5%
AVMED AVMED ENTRUST $34,241.45 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $35,387.82 ↑ +9%
AMERIHEALTH AMERIHTH CARITAS NXT EX $37,381.50 ↑ +15%
BLUE CROSS BLUE CARE HMO $37,381.50 ↑ +15%
BLUE CROSS BLUE SELECT $37,381.50 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $37,381.50 ↑ +15%
BLUE CROSS BCBS PPC CAH $37,381.50 ↑ +15%
AETNA AETNA PPO $38,178.97 ↑ +18%
UNITED HEALTHCARE NHP HMO $39,873.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $39,873.60 ↑ +23%
CIGNA CIGNA PPO $39,873.60 ↑ +23%
UNITED HEALTHCARE UNITED HMO $39,873.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $39,873.60 ↑ +23%
CIGNA CIGNA HMO $39,873.60 ↑ +23%
AVMED AVMED INDIVIDUAL $41,269.18 ↑ +27%
AVMED AVMED HMO $41,269.18 ↑ +27%
AVMED AVMED PPO $41,269.18 ↑ +27%
AFFORDABLE AFFORDABLE PPO $44,857.80 ↑ +38%
QUALITY HEALTH MULTIPLAN $44,857.80 ↑ +38%
PHCS PHCS $44,857.80 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $44,857.80 ↑ +38%
BLUE CROSS BCBS PHS CAH $44,857.80 ↑ +38%
BLUE CROSS BLUE CROSS $49,842.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $49,842.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $49,842.00 ↑ +54%

Visitor-reported prices

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Kit sound processor cochlear osia 2 at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $32,397.30 $173.17 – $44,857.80
Bethesda Hospital East BOYNTON BEACH $32,397.30 $9,918.56 – $44,857.80
Doctors Hospital CORAL GABLES $32,397.30 $8,722.35 – $44,857.80
Baptist Health Hospital Doral SOUTH MIAMI $32,397.30 $8,672.51 – $44,857.80
Homestead Hospital HOMESTEAD $32,397.30 $8,473.14 – $44,857.80
Mariners Hospital TAVERNIER $32,397.30 $8,622.67 – $44,857.80
West Kendall Baptist Hospital MIAMI $32,397.30 $8,522.98 – $44,857.80
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $1,705.67 – $2,558.51

All Florida hospitals for this procedure →