Insertion subcutaneous cardiac rhythm monitor at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$9,390.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,447.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,412.65 with BLUE CROSS vs $14,447.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $2,412.65 ↓ -74%
BLUE CROSS BCBS MEDICARE PPO $3,033.87 ↓ -68%
LEON MEDICAL LEON HEALTH MC HMO $3,033.87 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $3,033.87 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $3,033.87 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $3,033.87 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $3,033.87 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $3,033.87 ↓ -68%
HUMANA CAREPLUS MC HMO $3,306.92 ↓ -65%
HUMANA HUMANA MEDICARE $3,306.92 ↓ -65%
AVMED AVMED MEDICARE $3,337.26 ↓ -64%
AETNA AETNA MEDICARE $3,351.70 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $3,458.61 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $4,095.72 ↓ -56%
AMERIGROUP AMERIGROUP $4,863.22 ↓ -48%
MEDICAID SIMPLYHLTH MD HMO NC $4,863.22 ↓ -48%
UNITED HEALTHCARE UNITED HEALTHY KIDS $4,863.22 ↓ -48%
UNITED HEALTHCARE UNITED MD HMO $4,863.22 ↓ -48%
WELLCARE WELL CARE MD HMONC $5,106.38 ↓ -46%
SUNSHINE STATE SUNSHINE ST MD HMONC $5,155.01 ↓ -45%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $5,252.27 ↓ -44%
AETNA AETNA BETTER HEALTH MEDICAID $5,252.27 ↓ -44%
VISTA COVENTRY MEDICAID $5,252.27 ↓ -44%
NON CONTRACTED OSCAR HEALTH EXCHANGE $5,302.05 ↓ -44%
MEDICAID PRESTIGE MD HMO NC $5,349.54 ↓ -43%
AETNA AETNA HMO $7,050.14 ↓ -25%
AETNA AETNA TIER 2 $7,050.14 ↓ -25%
AETNA AETNA CATASTROPHIC $7,367.97 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $8,986.03 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $9,390.55 ↑ +0%
AETNA AETNA HMO EXCHANGE $9,823.96 ↑ +5%
AVMED AVMED ENTRUST $9,925.09 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $10,257.37 ↑ +9%
BLUE CROSS BLUE SELECT $10,835.25 ↑ +15%
BLUE CROSS BLUE CARE HMO $10,835.25 ↑ +15%
BLUE CROSS BCBS PPC CAH $10,835.25 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $10,835.25 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $10,835.25 ↑ +15%
AETNA AETNA PPO $11,066.40 ↑ +18%
UNITED HEALTHCARE INTL UNITED HEALTH $11,557.60 ↑ +23%
CIGNA CIGNA HMO $11,557.60 ↑ +23%
UNITED HEALTHCARE NHP HMO $11,557.60 ↑ +23%
CIGNA CIGNA PPO $11,557.60 ↑ +23%
UNITED HEALTHCARE UNITED HMO $11,557.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $11,557.60 ↑ +23%
AVMED AVMED INDIVIDUAL $11,962.12 ↑ +27%
AVMED AVMED PPO $11,962.12 ↑ +27%
AVMED AVMED HMO $11,962.12 ↑ +27%
QUALITY HEALTH MULTIPLAN $13,002.30 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $13,002.30 ↑ +38%
PHCS PHCS $13,002.30 ↑ +38%
AFFORDABLE AFFORDABLE PPO $13,002.30 ↑ +38%
BLUE CROSS BCBS PHS CAH $13,002.30 ↑ +38%
BLUE CROSS BLUE CROSS $14,447.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $14,447.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $14,447.00 ↑ +54%

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Insertion subcutaneous cardiac rhythm monitor at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $18,808.66 $8,209.72 – $14,423.19
Adventhealth Lake Wales Lake Wales $22,738.55 not published
Adventhealth Palm Coast Parkway Palm Coast $19,859.60 not published
Adventhealth Tampa Tampa $21,655.76 $8,641.82 – $19,184.83
AdventHealth New Smyrna Beach New Smyrna Beach $17,662.36 $8,209.72 – $18,878.05
Adventhealth Port Charlotte Port Charlotte $20,572.97 $8,641.82 – $15,779.96
cleveland clinic florida weston hospital Weston $11,839.10 $69.40 – $15,481.90
martin north hospital Stuart $11,839.10 $86.15 – $9,506.00

All Florida hospitals for this procedure →